LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,352
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$83,882
−HK$2,571/mo
Today · 4.125%
HK$86,453
baseline
▲ 0.50% · 4.625%
HK$91,714
+HK$5,261/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$172,906/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,516,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,503
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$92,930
−HK$2,463/mo
Today · 4.125%
HK$95,393
baseline
▲ 0.50% · 4.625%
HK$100,421
+HK$5,028/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$190,786/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,516,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,622
−HK$6,122/mo
▼ 0.25% · 3.875%
HK$100,659
−HK$3,085/mo
Today · 4.125%
HK$103,744
baseline
▲ 0.50% · 4.625%
HK$110,056
+HK$6,312/mo
Deposit HK$14.27M · loan HK$21.41M · min. income ≈ HK$207,488/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,604
−HK$5,867/mo
▼ 0.25% · 3.875%
HK$111,516
−HK$2,955/mo
Today · 4.125%
HK$114,471
baseline
▲ 0.50% · 4.625%
HK$120,505
+HK$6,034/mo
Deposit HK$14.27M · loan HK$21.41M · min. income ≈ HK$228,942/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,892
−HK$7,142/mo
▼ 0.25% · 3.875%
HK$117,435
−HK$3,599/mo
Today · 4.125%
HK$121,034
baseline
▲ 0.50% · 4.625%
HK$128,399
+HK$7,365/mo
Deposit HK$10.70M · loan HK$24.97M · min. income ≈ HK$242,068/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,704
−HK$6,846/mo
▼ 0.25% · 3.875%
HK$130,102
−HK$3,448/mo
Today · 4.125%
HK$133,550
baseline
▲ 0.50% · 4.625%
HK$140,589
+HK$7,039/mo
Deposit HK$10.70M · loan HK$24.97M · min. income ≈ HK$267,100/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,433
−HK$9,183/mo
▼ 0.25% · 3.875%
HK$150,988
−HK$4,628/mo
Today · 4.125%
HK$155,616
baseline
▲ 0.50% · 4.625%
HK$165,084
+HK$9,468/mo
Deposit HK$3.57M · loan HK$32.11M · min. income ≈ HK$311,232/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,516,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,905
−HK$8,802/mo
▼ 0.25% · 3.875%
HK$167,274
−HK$4,433/mo
Today · 4.125%
HK$171,707
baseline
▲ 0.50% · 4.625%
HK$180,757
+HK$9,050/mo
Deposit HK$3.57M · loan HK$32.11M · min. income ≈ HK$343,414/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,516,254 · Scale 2, in force from 26 Feb 2026)