LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,360
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$83,890
−HK$2,572/mo
Today · 4.125%
HK$86,462
baseline
▲ 0.50% · 4.625%
HK$91,723
+HK$5,261/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$172,924/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,516,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,512
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$92,939
−HK$2,463/mo
Today · 4.125%
HK$95,402
baseline
▲ 0.50% · 4.625%
HK$100,431
+HK$5,029/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$190,804/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,516,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,632
−HK$6,122/mo
▼ 0.25% · 3.875%
HK$100,669
−HK$3,085/mo
Today · 4.125%
HK$103,754
baseline
▲ 0.50% · 4.625%
HK$110,067
+HK$6,313/mo
Deposit HK$14.27M · loan HK$21.41M · min. income ≈ HK$207,508/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,614
−HK$5,868/mo
▼ 0.25% · 3.875%
HK$111,527
−HK$2,955/mo
Today · 4.125%
HK$114,482
baseline
▲ 0.50% · 4.625%
HK$120,517
+HK$6,035/mo
Deposit HK$14.27M · loan HK$21.41M · min. income ≈ HK$228,964/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,904
−HK$7,142/mo
▼ 0.25% · 3.875%
HK$117,447
−HK$3,599/mo
Today · 4.125%
HK$121,046
baseline
▲ 0.50% · 4.625%
HK$128,412
+HK$7,366/mo
Deposit HK$10.70M · loan HK$24.98M · min. income ≈ HK$242,092/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,717
−HK$6,846/mo
▼ 0.25% · 3.875%
HK$130,115
−HK$3,448/mo
Today · 4.125%
HK$133,563
baseline
▲ 0.50% · 4.625%
HK$140,603
+HK$7,040/mo
Deposit HK$10.70M · loan HK$24.98M · min. income ≈ HK$267,126/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,448
−HK$9,183/mo
▼ 0.25% · 3.875%
HK$151,003
−HK$4,628/mo
Today · 4.125%
HK$155,631
baseline
▲ 0.50% · 4.625%
HK$165,101
+HK$9,470/mo
Deposit HK$3.57M · loan HK$32.11M · min. income ≈ HK$311,262/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,516,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,921
−HK$8,803/mo
▼ 0.25% · 3.875%
HK$167,291
−HK$4,433/mo
Today · 4.125%
HK$171,724
baseline
▲ 0.50% · 4.625%
HK$180,775
+HK$9,051/mo
Deposit HK$3.57M · loan HK$32.11M · min. income ≈ HK$343,448/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,516,404 · Scale 2, in force from 26 Feb 2026)