LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,360
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$83,891
−HK$2,571/mo
Today · 4.125%
HK$86,462
baseline
▲ 0.50% · 4.625%
HK$91,724
+HK$5,262/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$172,924/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,516,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,513
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$92,940
−HK$2,463/mo
Today · 4.125%
HK$95,403
baseline
▲ 0.50% · 4.625%
HK$100,432
+HK$5,029/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$190,806/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,516,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,633
−HK$6,122/mo
▼ 0.25% · 3.875%
HK$100,669
−HK$3,086/mo
Today · 4.125%
HK$103,755
baseline
▲ 0.50% · 4.625%
HK$110,068
+HK$6,313/mo
Deposit HK$14.27M · loan HK$21.41M · min. income ≈ HK$207,510/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,615
−HK$5,868/mo
▼ 0.25% · 3.875%
HK$111,528
−HK$2,955/mo
Today · 4.125%
HK$114,483
baseline
▲ 0.50% · 4.625%
HK$120,518
+HK$6,035/mo
Deposit HK$14.27M · loan HK$21.41M · min. income ≈ HK$228,966/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,905
−HK$7,142/mo
▼ 0.25% · 3.875%
HK$117,448
−HK$3,599/mo
Today · 4.125%
HK$121,047
baseline
▲ 0.50% · 4.625%
HK$128,413
+HK$7,366/mo
Deposit HK$10.70M · loan HK$24.98M · min. income ≈ HK$242,094/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,718
−HK$6,846/mo
▼ 0.25% · 3.875%
HK$130,116
−HK$3,448/mo
Today · 4.125%
HK$133,564
baseline
▲ 0.50% · 4.625%
HK$140,604
+HK$7,040/mo
Deposit HK$10.70M · loan HK$24.98M · min. income ≈ HK$267,128/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,449
−HK$9,183/mo
▼ 0.25% · 3.875%
HK$151,004
−HK$4,628/mo
Today · 4.125%
HK$155,632
baseline
▲ 0.50% · 4.625%
HK$165,102
+HK$9,470/mo
Deposit HK$3.57M · loan HK$32.11M · min. income ≈ HK$311,264/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,516,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,923
−HK$8,802/mo
▼ 0.25% · 3.875%
HK$167,292
−HK$4,433/mo
Today · 4.125%
HK$171,725
baseline
▲ 0.50% · 4.625%
HK$180,777
+HK$9,052/mo
Deposit HK$3.57M · loan HK$32.11M · min. income ≈ HK$343,450/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,516,417 · Scale 2, in force from 26 Feb 2026)