LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,364
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$83,895
−HK$2,571/mo
Today · 4.125%
HK$86,466
baseline
▲ 0.50% · 4.625%
HK$91,728
+HK$5,262/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$172,932/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,516,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,517
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$92,944
−HK$2,463/mo
Today · 4.125%
HK$95,407
baseline
▲ 0.50% · 4.625%
HK$100,436
+HK$5,029/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$190,814/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,516,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,637
−HK$6,123/mo
▼ 0.25% · 3.875%
HK$100,674
−HK$3,086/mo
Today · 4.125%
HK$103,760
baseline
▲ 0.50% · 4.625%
HK$110,073
+HK$6,313/mo
Deposit HK$14.27M · loan HK$21.41M · min. income ≈ HK$207,520/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,620
−HK$5,868/mo
▼ 0.25% · 3.875%
HK$111,533
−HK$2,955/mo
Today · 4.125%
HK$114,488
baseline
▲ 0.50% · 4.625%
HK$120,523
+HK$6,035/mo
Deposit HK$14.27M · loan HK$21.41M · min. income ≈ HK$228,976/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,910
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$117,453
−HK$3,600/mo
Today · 4.125%
HK$121,053
baseline
▲ 0.50% · 4.625%
HK$128,419
+HK$7,366/mo
Deposit HK$10.70M · loan HK$24.98M · min. income ≈ HK$242,106/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,723
−HK$6,847/mo
▼ 0.25% · 3.875%
HK$130,122
−HK$3,448/mo
Today · 4.125%
HK$133,570
baseline
▲ 0.50% · 4.625%
HK$140,610
+HK$7,040/mo
Deposit HK$10.70M · loan HK$24.98M · min. income ≈ HK$267,140/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,455
−HK$9,184/mo
▼ 0.25% · 3.875%
HK$151,011
−HK$4,628/mo
Today · 4.125%
HK$155,639
baseline
▲ 0.50% · 4.625%
HK$165,110
+HK$9,471/mo
Deposit HK$3.57M · loan HK$32.11M · min. income ≈ HK$311,278/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,516,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,930
−HK$8,803/mo
▼ 0.25% · 3.875%
HK$167,300
−HK$4,433/mo
Today · 4.125%
HK$171,733
baseline
▲ 0.50% · 4.625%
HK$180,785
+HK$9,052/mo
Deposit HK$3.57M · loan HK$32.11M · min. income ≈ HK$343,466/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,516,484 · Scale 2, in force from 26 Feb 2026)