LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,365
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$83,896
−HK$2,571/mo
Today · 4.125%
HK$86,467
baseline
▲ 0.50% · 4.625%
HK$91,728
+HK$5,261/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$172,934/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,516,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,518
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$92,945
−HK$2,463/mo
Today · 4.125%
HK$95,408
baseline
▲ 0.50% · 4.625%
HK$100,437
+HK$5,029/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$190,816/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,516,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,638
−HK$6,122/mo
▼ 0.25% · 3.875%
HK$100,675
−HK$3,085/mo
Today · 4.125%
HK$103,760
baseline
▲ 0.50% · 4.625%
HK$110,074
+HK$6,314/mo
Deposit HK$14.27M · loan HK$21.41M · min. income ≈ HK$207,520/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,621
−HK$5,868/mo
▼ 0.25% · 3.875%
HK$111,534
−HK$2,955/mo
Today · 4.125%
HK$114,489
baseline
▲ 0.50% · 4.625%
HK$120,524
+HK$6,035/mo
Deposit HK$14.27M · loan HK$21.41M · min. income ≈ HK$228,978/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,911
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$117,454
−HK$3,600/mo
Today · 4.125%
HK$121,054
baseline
▲ 0.50% · 4.625%
HK$128,420
+HK$7,366/mo
Deposit HK$10.70M · loan HK$24.98M · min. income ≈ HK$242,108/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,725
−HK$6,846/mo
▼ 0.25% · 3.875%
HK$130,123
−HK$3,448/mo
Today · 4.125%
HK$133,571
baseline
▲ 0.50% · 4.625%
HK$140,612
+HK$7,041/mo
Deposit HK$10.70M · loan HK$24.98M · min. income ≈ HK$267,142/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,457
−HK$9,184/mo
▼ 0.25% · 3.875%
HK$151,012
−HK$4,629/mo
Today · 4.125%
HK$155,641
baseline
▲ 0.50% · 4.625%
HK$165,111
+HK$9,470/mo
Deposit HK$3.57M · loan HK$32.11M · min. income ≈ HK$311,282/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,516,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,932
−HK$8,802/mo
▼ 0.25% · 3.875%
HK$167,301
−HK$4,433/mo
Today · 4.125%
HK$171,734
baseline
▲ 0.50% · 4.625%
HK$180,787
+HK$9,053/mo
Deposit HK$3.57M · loan HK$32.11M · min. income ≈ HK$343,468/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,516,498 · Scale 2, in force from 26 Feb 2026)