LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,366
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$83,897
−HK$2,571/mo
Today · 4.125%
HK$86,468
baseline
▲ 0.50% · 4.625%
HK$91,730
+HK$5,262/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$172,936/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,516,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,519
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$92,946
−HK$2,463/mo
Today · 4.125%
HK$95,409
baseline
▲ 0.50% · 4.625%
HK$100,438
+HK$5,029/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$190,818/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,516,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,639
−HK$6,123/mo
▼ 0.25% · 3.875%
HK$100,676
−HK$3,086/mo
Today · 4.125%
HK$103,762
baseline
▲ 0.50% · 4.625%
HK$110,076
+HK$6,314/mo
Deposit HK$14.27M · loan HK$21.41M · min. income ≈ HK$207,524/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,622
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$111,536
−HK$2,955/mo
Today · 4.125%
HK$114,491
baseline
▲ 0.50% · 4.625%
HK$120,526
+HK$6,035/mo
Deposit HK$14.27M · loan HK$21.41M · min. income ≈ HK$228,982/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,912
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$117,456
−HK$3,599/mo
Today · 4.125%
HK$121,055
baseline
▲ 0.50% · 4.625%
HK$128,421
+HK$7,366/mo
Deposit HK$10.70M · loan HK$24.98M · min. income ≈ HK$242,110/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,726
−HK$6,847/mo
▼ 0.25% · 3.875%
HK$130,125
−HK$3,448/mo
Today · 4.125%
HK$133,573
baseline
▲ 0.50% · 4.625%
HK$140,614
+HK$7,041/mo
Deposit HK$10.70M · loan HK$24.98M · min. income ≈ HK$267,146/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,459
−HK$9,184/mo
▼ 0.25% · 3.875%
HK$151,014
−HK$4,629/mo
Today · 4.125%
HK$155,643
baseline
▲ 0.50% · 4.625%
HK$165,113
+HK$9,470/mo
Deposit HK$3.57M · loan HK$32.11M · min. income ≈ HK$311,286/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,516,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,934
−HK$8,802/mo
▼ 0.25% · 3.875%
HK$167,303
−HK$4,433/mo
Today · 4.125%
HK$171,736
baseline
▲ 0.50% · 4.625%
HK$180,789
+HK$9,053/mo
Deposit HK$3.57M · loan HK$32.11M · min. income ≈ HK$343,472/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,516,518 · Scale 2, in force from 26 Feb 2026)