LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,367
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$83,898
−HK$2,572/mo
Today · 4.125%
HK$86,470
baseline
▲ 0.50% · 4.625%
HK$91,731
+HK$5,261/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$172,940/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,516,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,520
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$92,948
−HK$2,463/mo
Today · 4.125%
HK$95,411
baseline
▲ 0.50% · 4.625%
HK$100,440
+HK$5,029/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$190,822/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,516,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,641
−HK$6,123/mo
▼ 0.25% · 3.875%
HK$100,678
−HK$3,086/mo
Today · 4.125%
HK$103,764
baseline
▲ 0.50% · 4.625%
HK$110,078
+HK$6,314/mo
Deposit HK$14.27M · loan HK$21.41M · min. income ≈ HK$207,528/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,624
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$111,538
−HK$2,955/mo
Today · 4.125%
HK$114,493
baseline
▲ 0.50% · 4.625%
HK$120,528
+HK$6,035/mo
Deposit HK$14.27M · loan HK$21.41M · min. income ≈ HK$228,986/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,914
−HK$7,144/mo
▼ 0.25% · 3.875%
HK$117,458
−HK$3,600/mo
Today · 4.125%
HK$121,058
baseline
▲ 0.50% · 4.625%
HK$128,424
+HK$7,366/mo
Deposit HK$10.71M · loan HK$24.98M · min. income ≈ HK$242,116/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,728
−HK$6,847/mo
▼ 0.25% · 3.875%
HK$130,127
−HK$3,448/mo
Today · 4.125%
HK$133,575
baseline
▲ 0.50% · 4.625%
HK$140,616
+HK$7,041/mo
Deposit HK$10.71M · loan HK$24.98M · min. income ≈ HK$267,150/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,461
−HK$9,185/mo
▼ 0.25% · 3.875%
HK$151,017
−HK$4,629/mo
Today · 4.125%
HK$155,646
baseline
▲ 0.50% · 4.625%
HK$165,116
+HK$9,470/mo
Deposit HK$3.57M · loan HK$32.12M · min. income ≈ HK$311,292/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,516,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,937
−HK$8,803/mo
▼ 0.25% · 3.875%
HK$167,306
−HK$4,434/mo
Today · 4.125%
HK$171,740
baseline
▲ 0.50% · 4.625%
HK$180,792
+HK$9,052/mo
Deposit HK$3.57M · loan HK$32.12M · min. income ≈ HK$343,480/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$1,516,546 · Scale 2, in force from 26 Feb 2026)