LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,369
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$83,900
−HK$2,572/mo
Today · 4.125%
HK$86,472
baseline
▲ 0.50% · 4.625%
HK$91,733
+HK$5,261/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$172,944/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,516,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,522
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$92,950
−HK$2,463/mo
Today · 4.125%
HK$95,413
baseline
▲ 0.50% · 4.625%
HK$100,442
+HK$5,029/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$190,826/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,516,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,643
−HK$6,123/mo
▼ 0.25% · 3.875%
HK$100,680
−HK$3,086/mo
Today · 4.125%
HK$103,766
baseline
▲ 0.50% · 4.625%
HK$110,080
+HK$6,314/mo
Deposit HK$14.27M · loan HK$21.41M · min. income ≈ HK$207,532/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,627
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$111,540
−HK$2,956/mo
Today · 4.125%
HK$114,496
baseline
▲ 0.50% · 4.625%
HK$120,531
+HK$6,035/mo
Deposit HK$14.27M · loan HK$21.41M · min. income ≈ HK$228,992/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,917
−HK$7,144/mo
▼ 0.25% · 3.875%
HK$117,460
−HK$3,601/mo
Today · 4.125%
HK$121,061
baseline
▲ 0.50% · 4.625%
HK$128,427
+HK$7,366/mo
Deposit HK$10.71M · loan HK$24.98M · min. income ≈ HK$242,122/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,731
−HK$6,847/mo
▼ 0.25% · 3.875%
HK$130,130
−HK$3,448/mo
Today · 4.125%
HK$133,578
baseline
▲ 0.50% · 4.625%
HK$140,619
+HK$7,041/mo
Deposit HK$10.71M · loan HK$24.98M · min. income ≈ HK$267,156/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,465
−HK$9,184/mo
▼ 0.25% · 3.875%
HK$151,020
−HK$4,629/mo
Today · 4.125%
HK$155,649
baseline
▲ 0.50% · 4.625%
HK$165,120
+HK$9,471/mo
Deposit HK$3.57M · loan HK$32.12M · min. income ≈ HK$311,298/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,516,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,940
−HK$8,804/mo
▼ 0.25% · 3.875%
HK$167,310
−HK$4,434/mo
Today · 4.125%
HK$171,744
baseline
▲ 0.50% · 4.625%
HK$180,796
+HK$9,052/mo
Deposit HK$3.57M · loan HK$32.12M · min. income ≈ HK$343,488/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,516,581 · Scale 2, in force from 26 Feb 2026)