LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,376
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$83,908
−HK$2,571/mo
Today · 4.125%
HK$86,479
baseline
▲ 0.50% · 4.625%
HK$91,741
+HK$5,262/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$172,958/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,516,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,530
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$92,958
−HK$2,463/mo
Today · 4.125%
HK$95,421
baseline
▲ 0.50% · 4.625%
HK$100,451
+HK$5,030/mo
Deposit HK$17.84M · loan HK$17.84M · min. income ≈ HK$190,842/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,516,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,652
−HK$6,123/mo
▼ 0.25% · 3.875%
HK$100,689
−HK$3,086/mo
Today · 4.125%
HK$103,775
baseline
▲ 0.50% · 4.625%
HK$110,090
+HK$6,315/mo
Deposit HK$14.27M · loan HK$21.41M · min. income ≈ HK$207,550/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,636
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$111,550
−HK$2,956/mo
Today · 4.125%
HK$114,506
baseline
▲ 0.50% · 4.625%
HK$120,541
+HK$6,035/mo
Deposit HK$14.27M · loan HK$21.41M · min. income ≈ HK$229,012/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,927
−HK$7,144/mo
▼ 0.25% · 3.875%
HK$117,471
−HK$3,600/mo
Today · 4.125%
HK$121,071
baseline
▲ 0.50% · 4.625%
HK$128,438
+HK$7,367/mo
Deposit HK$10.71M · loan HK$24.98M · min. income ≈ HK$242,142/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,742
−HK$6,848/mo
▼ 0.25% · 3.875%
HK$130,142
−HK$3,448/mo
Today · 4.125%
HK$133,590
baseline
▲ 0.50% · 4.625%
HK$140,632
+HK$7,042/mo
Deposit HK$10.71M · loan HK$24.98M · min. income ≈ HK$267,180/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,477
−HK$9,186/mo
▼ 0.25% · 3.875%
HK$151,034
−HK$4,629/mo
Today · 4.125%
HK$155,663
baseline
▲ 0.50% · 4.625%
HK$165,134
+HK$9,471/mo
Deposit HK$3.57M · loan HK$32.12M · min. income ≈ HK$311,326/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,516,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,954
−HK$8,804/mo
▼ 0.25% · 3.875%
HK$167,325
−HK$4,433/mo
Today · 4.125%
HK$171,758
baseline
▲ 0.50% · 4.625%
HK$180,812
+HK$9,054/mo
Deposit HK$3.57M · loan HK$32.12M · min. income ≈ HK$343,516/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,516,712 · Scale 2, in force from 26 Feb 2026)