LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,386
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$83,918
−HK$2,572/mo
Today · 4.125%
HK$86,490
baseline
▲ 0.50% · 4.625%
HK$91,753
+HK$5,263/mo
Deposit HK$17.85M · loan HK$17.85M · min. income ≈ HK$172,980/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,516,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,541
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$92,970
−HK$2,463/mo
Today · 4.125%
HK$95,433
baseline
▲ 0.50% · 4.625%
HK$100,464
+HK$5,031/mo
Deposit HK$17.85M · loan HK$17.85M · min. income ≈ HK$190,866/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,516,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,664
−HK$6,124/mo
▼ 0.25% · 3.875%
HK$100,701
−HK$3,087/mo
Today · 4.125%
HK$103,788
baseline
▲ 0.50% · 4.625%
HK$110,103
+HK$6,315/mo
Deposit HK$14.28M · loan HK$21.42M · min. income ≈ HK$207,576/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,650
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$111,564
−HK$2,956/mo
Today · 4.125%
HK$114,520
baseline
▲ 0.50% · 4.625%
HK$120,556
+HK$6,036/mo
Deposit HK$14.28M · loan HK$21.42M · min. income ≈ HK$229,040/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,516,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,941
−HK$7,145/mo
▼ 0.25% · 3.875%
HK$117,485
−HK$3,601/mo
Today · 4.125%
HK$121,086
baseline
▲ 0.50% · 4.625%
HK$128,454
+HK$7,368/mo
Deposit HK$10.71M · loan HK$24.98M · min. income ≈ HK$242,172/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,758
−HK$6,848/mo
▼ 0.25% · 3.875%
HK$130,158
−HK$3,448/mo
Today · 4.125%
HK$133,606
baseline
▲ 0.50% · 4.625%
HK$140,649
+HK$7,043/mo
Deposit HK$10.71M · loan HK$24.98M · min. income ≈ HK$267,212/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,516,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,495
−HK$9,187/mo
▼ 0.25% · 3.875%
HK$151,052
−HK$4,630/mo
Today · 4.125%
HK$155,682
baseline
▲ 0.50% · 4.625%
HK$165,155
+HK$9,473/mo
Deposit HK$3.57M · loan HK$32.12M · min. income ≈ HK$311,364/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,516,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,975
−HK$8,805/mo
▼ 0.25% · 3.875%
HK$167,345
−HK$4,435/mo
Today · 4.125%
HK$171,780
baseline
▲ 0.50% · 4.625%
HK$180,834
+HK$9,054/mo
Deposit HK$3.57M · loan HK$32.12M · min. income ≈ HK$343,560/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,516,899 · Scale 2, in force from 26 Feb 2026)