LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,392
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$83,924
−HK$2,572/mo
Today · 4.125%
HK$86,496
baseline
▲ 0.50% · 4.625%
HK$91,759
+HK$5,263/mo
Deposit HK$17.85M · loan HK$17.85M · min. income ≈ HK$172,992/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,517,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,548
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$92,976
−HK$2,464/mo
Today · 4.125%
HK$95,440
baseline
▲ 0.50% · 4.625%
HK$100,471
+HK$5,031/mo
Deposit HK$17.85M · loan HK$17.85M · min. income ≈ HK$190,880/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,517,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,671
−HK$6,124/mo
▼ 0.25% · 3.875%
HK$100,709
−HK$3,086/mo
Today · 4.125%
HK$103,795
baseline
▲ 0.50% · 4.625%
HK$110,111
+HK$6,316/mo
Deposit HK$14.28M · loan HK$21.42M · min. income ≈ HK$207,590/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,517,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,658
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$111,572
−HK$2,956/mo
Today · 4.125%
HK$114,528
baseline
▲ 0.50% · 4.625%
HK$120,565
+HK$6,037/mo
Deposit HK$14.28M · loan HK$21.42M · min. income ≈ HK$229,056/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,517,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,949
−HK$7,146/mo
▼ 0.25% · 3.875%
HK$117,494
−HK$3,601/mo
Today · 4.125%
HK$121,095
baseline
▲ 0.50% · 4.625%
HK$128,463
+HK$7,368/mo
Deposit HK$10.71M · loan HK$24.99M · min. income ≈ HK$242,190/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,767
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$130,167
−HK$3,449/mo
Today · 4.125%
HK$133,616
baseline
▲ 0.50% · 4.625%
HK$140,659
+HK$7,043/mo
Deposit HK$10.71M · loan HK$24.99M · min. income ≈ HK$267,232/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,506
−HK$9,187/mo
▼ 0.25% · 3.875%
HK$151,063
−HK$4,630/mo
Today · 4.125%
HK$155,693
baseline
▲ 0.50% · 4.625%
HK$165,167
+HK$9,474/mo
Deposit HK$3.57M · loan HK$32.12M · min. income ≈ HK$311,386/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,517,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,986
−HK$8,806/mo
▼ 0.25% · 3.875%
HK$167,358
−HK$4,434/mo
Today · 4.125%
HK$171,792
baseline
▲ 0.50% · 4.625%
HK$180,847
+HK$9,055/mo
Deposit HK$3.57M · loan HK$32.12M · min. income ≈ HK$343,584/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,517,009 · Scale 2, in force from 26 Feb 2026)