LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,393
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$83,924
−HK$2,573/mo
Today · 4.125%
HK$86,497
baseline
▲ 0.50% · 4.625%
HK$91,760
+HK$5,263/mo
Deposit HK$17.85M · loan HK$17.85M · min. income ≈ HK$172,994/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,517,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,548
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$92,977
−HK$2,464/mo
Today · 4.125%
HK$95,441
baseline
▲ 0.50% · 4.625%
HK$100,471
+HK$5,030/mo
Deposit HK$17.85M · loan HK$17.85M · min. income ≈ HK$190,882/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,517,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,671
−HK$6,125/mo
▼ 0.25% · 3.875%
HK$100,709
−HK$3,087/mo
Today · 4.125%
HK$103,796
baseline
▲ 0.50% · 4.625%
HK$110,112
+HK$6,316/mo
Deposit HK$14.28M · loan HK$21.42M · min. income ≈ HK$207,592/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,517,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,658
−HK$5,871/mo
▼ 0.25% · 3.875%
HK$111,572
−HK$2,957/mo
Today · 4.125%
HK$114,529
baseline
▲ 0.50% · 4.625%
HK$120,566
+HK$6,037/mo
Deposit HK$14.28M · loan HK$21.42M · min. income ≈ HK$229,058/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,517,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,950
−HK$7,145/mo
▼ 0.25% · 3.875%
HK$117,494
−HK$3,601/mo
Today · 4.125%
HK$121,095
baseline
▲ 0.50% · 4.625%
HK$128,464
+HK$7,369/mo
Deposit HK$10.71M · loan HK$24.99M · min. income ≈ HK$242,190/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,768
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$130,168
−HK$3,449/mo
Today · 4.125%
HK$133,617
baseline
▲ 0.50% · 4.625%
HK$140,660
+HK$7,043/mo
Deposit HK$10.71M · loan HK$24.99M · min. income ≈ HK$267,234/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,507
−HK$9,187/mo
▼ 0.25% · 3.875%
HK$151,064
−HK$4,630/mo
Today · 4.125%
HK$155,694
baseline
▲ 0.50% · 4.625%
HK$165,168
+HK$9,474/mo
Deposit HK$3.57M · loan HK$32.13M · min. income ≈ HK$311,388/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,517,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,987
−HK$8,806/mo
▼ 0.25% · 3.875%
HK$167,358
−HK$4,435/mo
Today · 4.125%
HK$171,793
baseline
▲ 0.50% · 4.625%
HK$180,848
+HK$9,055/mo
Deposit HK$3.57M · loan HK$32.13M · min. income ≈ HK$343,586/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,517,017 · Scale 2, in force from 26 Feb 2026)