LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,394
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$83,926
−HK$2,573/mo
Today · 4.125%
HK$86,499
baseline
▲ 0.50% · 4.625%
HK$91,762
+HK$5,263/mo
Deposit HK$17.85M · loan HK$17.85M · min. income ≈ HK$172,998/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,517,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,550
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$92,979
−HK$2,464/mo
Today · 4.125%
HK$95,443
baseline
▲ 0.50% · 4.625%
HK$100,474
+HK$5,031/mo
Deposit HK$17.85M · loan HK$17.85M · min. income ≈ HK$190,886/mo (50% DSR)
Upfront cash ≈ HK$19.36M (deposit + AVD stamp duty HK$1,517,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,673
−HK$6,125/mo
▼ 0.25% · 3.875%
HK$100,711
−HK$3,087/mo
Today · 4.125%
HK$103,798
baseline
▲ 0.50% · 4.625%
HK$110,114
+HK$6,316/mo
Deposit HK$14.28M · loan HK$21.42M · min. income ≈ HK$207,596/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,517,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,661
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$111,575
−HK$2,956/mo
Today · 4.125%
HK$114,531
baseline
▲ 0.50% · 4.625%
HK$120,568
+HK$6,037/mo
Deposit HK$14.28M · loan HK$21.42M · min. income ≈ HK$229,062/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,517,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,952
−HK$7,146/mo
▼ 0.25% · 3.875%
HK$117,497
−HK$3,601/mo
Today · 4.125%
HK$121,098
baseline
▲ 0.50% · 4.625%
HK$128,466
+HK$7,368/mo
Deposit HK$10.71M · loan HK$24.99M · min. income ≈ HK$242,196/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,771
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$130,171
−HK$3,449/mo
Today · 4.125%
HK$133,620
baseline
▲ 0.50% · 4.625%
HK$140,663
+HK$7,043/mo
Deposit HK$10.71M · loan HK$24.99M · min. income ≈ HK$267,240/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,510
−HK$9,187/mo
▼ 0.25% · 3.875%
HK$151,067
−HK$4,630/mo
Today · 4.125%
HK$155,697
baseline
▲ 0.50% · 4.625%
HK$165,171
+HK$9,474/mo
Deposit HK$3.57M · loan HK$32.13M · min. income ≈ HK$311,394/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,517,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,991
−HK$8,806/mo
▼ 0.25% · 3.875%
HK$167,362
−HK$4,435/mo
Today · 4.125%
HK$171,797
baseline
▲ 0.50% · 4.625%
HK$180,852
+HK$9,055/mo
Deposit HK$3.57M · loan HK$32.13M · min. income ≈ HK$343,594/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,517,050 · Scale 2, in force from 26 Feb 2026)