LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,398
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$83,930
−HK$2,573/mo
Today · 4.125%
HK$86,503
baseline
▲ 0.50% · 4.625%
HK$91,766
+HK$5,263/mo
Deposit HK$17.85M · loan HK$17.85M · min. income ≈ HK$173,006/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,517,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,555
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$92,983
−HK$2,464/mo
Today · 4.125%
HK$95,447
baseline
▲ 0.50% · 4.625%
HK$100,478
+HK$5,031/mo
Deposit HK$17.85M · loan HK$17.85M · min. income ≈ HK$190,894/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,517,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,678
−HK$6,125/mo
▼ 0.25% · 3.875%
HK$100,716
−HK$3,087/mo
Today · 4.125%
HK$103,803
baseline
▲ 0.50% · 4.625%
HK$110,119
+HK$6,316/mo
Deposit HK$14.28M · loan HK$21.42M · min. income ≈ HK$207,606/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,517,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,666
−HK$5,871/mo
▼ 0.25% · 3.875%
HK$111,580
−HK$2,957/mo
Today · 4.125%
HK$114,537
baseline
▲ 0.50% · 4.625%
HK$120,574
+HK$6,037/mo
Deposit HK$14.28M · loan HK$21.42M · min. income ≈ HK$229,074/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,517,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,958
−HK$7,146/mo
▼ 0.25% · 3.875%
HK$117,502
−HK$3,602/mo
Today · 4.125%
HK$121,104
baseline
▲ 0.50% · 4.625%
HK$128,473
+HK$7,369/mo
Deposit HK$10.71M · loan HK$24.99M · min. income ≈ HK$242,208/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,777
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$130,177
−HK$3,449/mo
Today · 4.125%
HK$133,626
baseline
▲ 0.50% · 4.625%
HK$140,670
+HK$7,044/mo
Deposit HK$10.71M · loan HK$24.99M · min. income ≈ HK$267,252/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,517
−HK$9,188/mo
▼ 0.25% · 3.875%
HK$151,075
−HK$4,630/mo
Today · 4.125%
HK$155,705
baseline
▲ 0.50% · 4.625%
HK$165,179
+HK$9,474/mo
Deposit HK$3.57M · loan HK$32.13M · min. income ≈ HK$311,410/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,517,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,999
−HK$8,806/mo
▼ 0.25% · 3.875%
HK$167,370
−HK$4,435/mo
Today · 4.125%
HK$171,805
baseline
▲ 0.50% · 4.625%
HK$180,861
+HK$9,056/mo
Deposit HK$3.57M · loan HK$32.13M · min. income ≈ HK$343,610/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,517,124 · Scale 2, in force from 26 Feb 2026)