LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,410
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$83,942
−HK$2,573/mo
Today · 4.125%
HK$86,515
baseline
▲ 0.50% · 4.625%
HK$91,779
+HK$5,264/mo
Deposit HK$17.85M · loan HK$17.85M · min. income ≈ HK$173,030/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,517,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,568
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$92,997
−HK$2,464/mo
Today · 4.125%
HK$95,461
baseline
▲ 0.50% · 4.625%
HK$100,493
+HK$5,032/mo
Deposit HK$17.85M · loan HK$17.85M · min. income ≈ HK$190,922/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,517,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,692
−HK$6,126/mo
▼ 0.25% · 3.875%
HK$100,731
−HK$3,087/mo
Today · 4.125%
HK$103,818
baseline
▲ 0.50% · 4.625%
HK$110,135
+HK$6,317/mo
Deposit HK$14.28M · loan HK$21.42M · min. income ≈ HK$207,636/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,517,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,681
−HK$5,872/mo
▼ 0.25% · 3.875%
HK$111,596
−HK$2,957/mo
Today · 4.125%
HK$114,553
baseline
▲ 0.50% · 4.625%
HK$120,591
+HK$6,038/mo
Deposit HK$14.28M · loan HK$21.42M · min. income ≈ HK$229,106/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,517,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,974
−HK$7,147/mo
▼ 0.25% · 3.875%
HK$117,519
−HK$3,602/mo
Today · 4.125%
HK$121,121
baseline
▲ 0.50% · 4.625%
HK$128,491
+HK$7,370/mo
Deposit HK$10.71M · loan HK$24.99M · min. income ≈ HK$242,242/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,795
−HK$6,850/mo
▼ 0.25% · 3.875%
HK$130,195
−HK$3,450/mo
Today · 4.125%
HK$133,645
baseline
▲ 0.50% · 4.625%
HK$140,690
+HK$7,045/mo
Deposit HK$10.71M · loan HK$24.99M · min. income ≈ HK$267,290/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,538
−HK$9,189/mo
▼ 0.25% · 3.875%
HK$151,096
−HK$4,631/mo
Today · 4.125%
HK$155,727
baseline
▲ 0.50% · 4.625%
HK$165,203
+HK$9,476/mo
Deposit HK$3.57M · loan HK$32.13M · min. income ≈ HK$311,454/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,517,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,022
−HK$8,807/mo
▼ 0.25% · 3.875%
HK$167,394
−HK$4,435/mo
Today · 4.125%
HK$171,829
baseline
▲ 0.50% · 4.625%
HK$180,887
+HK$9,058/mo
Deposit HK$3.57M · loan HK$32.13M · min. income ≈ HK$343,658/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,517,339 · Scale 2, in force from 26 Feb 2026)