LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,417
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$83,950
−HK$2,573/mo
Today · 4.125%
HK$86,523
baseline
▲ 0.50% · 4.625%
HK$91,788
+HK$5,265/mo
Deposit HK$17.85M · loan HK$17.85M · min. income ≈ HK$173,046/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,517,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,576
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$93,005
−HK$2,465/mo
Today · 4.125%
HK$95,470
baseline
▲ 0.50% · 4.625%
HK$100,502
+HK$5,032/mo
Deposit HK$17.85M · loan HK$17.85M · min. income ≈ HK$190,940/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,517,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,701
−HK$6,127/mo
▼ 0.25% · 3.875%
HK$100,740
−HK$3,088/mo
Today · 4.125%
HK$103,828
baseline
▲ 0.50% · 4.625%
HK$110,145
+HK$6,317/mo
Deposit HK$14.28M · loan HK$21.42M · min. income ≈ HK$207,656/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,517,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,691
−HK$5,873/mo
▼ 0.25% · 3.875%
HK$111,606
−HK$2,958/mo
Today · 4.125%
HK$114,564
baseline
▲ 0.50% · 4.625%
HK$120,602
+HK$6,038/mo
Deposit HK$14.28M · loan HK$21.42M · min. income ≈ HK$229,128/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,517,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,984
−HK$7,148/mo
▼ 0.25% · 3.875%
HK$117,530
−HK$3,602/mo
Today · 4.125%
HK$121,132
baseline
▲ 0.50% · 4.625%
HK$128,503
+HK$7,371/mo
Deposit HK$10.71M · loan HK$24.99M · min. income ≈ HK$242,264/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,806
−HK$6,851/mo
▼ 0.25% · 3.875%
HK$130,207
−HK$3,450/mo
Today · 4.125%
HK$133,657
baseline
▲ 0.50% · 4.625%
HK$140,703
+HK$7,046/mo
Deposit HK$10.71M · loan HK$24.99M · min. income ≈ HK$267,314/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,551
−HK$9,190/mo
▼ 0.25% · 3.875%
HK$151,110
−HK$4,631/mo
Today · 4.125%
HK$155,741
baseline
▲ 0.50% · 4.625%
HK$165,218
+HK$9,477/mo
Deposit HK$3.57M · loan HK$32.13M · min. income ≈ HK$311,482/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,517,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,037
−HK$8,808/mo
▼ 0.25% · 3.875%
HK$167,409
−HK$4,436/mo
Today · 4.125%
HK$171,845
baseline
▲ 0.50% · 4.625%
HK$180,903
+HK$9,058/mo
Deposit HK$3.57M · loan HK$32.13M · min. income ≈ HK$343,690/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,517,479 · Scale 2, in force from 26 Feb 2026)