LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,424
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$83,957
−HK$2,573/mo
Today · 4.125%
HK$86,530
baseline
▲ 0.50% · 4.625%
HK$91,795
+HK$5,265/mo
Deposit HK$17.85M · loan HK$17.85M · min. income ≈ HK$173,060/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,517,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,584
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$93,013
−HK$2,465/mo
Today · 4.125%
HK$95,478
baseline
▲ 0.50% · 4.625%
HK$100,510
+HK$5,032/mo
Deposit HK$17.85M · loan HK$17.85M · min. income ≈ HK$190,956/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,517,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,709
−HK$6,127/mo
▼ 0.25% · 3.875%
HK$100,748
−HK$3,088/mo
Today · 4.125%
HK$103,836
baseline
▲ 0.50% · 4.625%
HK$110,155
+HK$6,319/mo
Deposit HK$14.28M · loan HK$21.43M · min. income ≈ HK$207,672/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,517,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,700
−HK$5,873/mo
▼ 0.25% · 3.875%
HK$111,616
−HK$2,957/mo
Today · 4.125%
HK$114,573
baseline
▲ 0.50% · 4.625%
HK$120,612
+HK$6,039/mo
Deposit HK$14.28M · loan HK$21.43M · min. income ≈ HK$229,146/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,517,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,994
−HK$7,148/mo
▼ 0.25% · 3.875%
HK$117,540
−HK$3,602/mo
Today · 4.125%
HK$121,142
baseline
▲ 0.50% · 4.625%
HK$128,514
+HK$7,372/mo
Deposit HK$10.71M · loan HK$25.00M · min. income ≈ HK$242,284/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,817
−HK$6,852/mo
▼ 0.25% · 3.875%
HK$130,218
−HK$3,451/mo
Today · 4.125%
HK$133,669
baseline
▲ 0.50% · 4.625%
HK$140,715
+HK$7,046/mo
Deposit HK$10.71M · loan HK$25.00M · min. income ≈ HK$267,338/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,564
−HK$9,191/mo
▼ 0.25% · 3.875%
HK$151,123
−HK$4,632/mo
Today · 4.125%
HK$155,755
baseline
▲ 0.50% · 4.625%
HK$165,232
+HK$9,477/mo
Deposit HK$3.57M · loan HK$32.14M · min. income ≈ HK$311,510/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,517,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,051
−HK$8,809/mo
▼ 0.25% · 3.875%
HK$167,424
−HK$4,436/mo
Today · 4.125%
HK$171,860
baseline
▲ 0.50% · 4.625%
HK$180,919
+HK$9,059/mo
Deposit HK$3.57M · loan HK$32.14M · min. income ≈ HK$343,720/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,517,607 · Scale 2, in force from 26 Feb 2026)