LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,427
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$83,960
−HK$2,574/mo
Today · 4.125%
HK$86,534
baseline
▲ 0.50% · 4.625%
HK$91,799
+HK$5,265/mo
Deposit HK$17.85M · loan HK$17.85M · min. income ≈ HK$173,068/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,517,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,587
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$93,017
−HK$2,464/mo
Today · 4.125%
HK$95,481
baseline
▲ 0.50% · 4.625%
HK$100,514
+HK$5,033/mo
Deposit HK$17.85M · loan HK$17.85M · min. income ≈ HK$190,962/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,517,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,713
−HK$6,127/mo
▼ 0.25% · 3.875%
HK$100,752
−HK$3,088/mo
Today · 4.125%
HK$103,840
baseline
▲ 0.50% · 4.625%
HK$110,159
+HK$6,319/mo
Deposit HK$14.28M · loan HK$21.43M · min. income ≈ HK$207,680/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,517,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,705
−HK$5,873/mo
▼ 0.25% · 3.875%
HK$111,620
−HK$2,958/mo
Today · 4.125%
HK$114,578
baseline
▲ 0.50% · 4.625%
HK$120,617
+HK$6,039/mo
Deposit HK$14.28M · loan HK$21.43M · min. income ≈ HK$229,156/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,517,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,998
−HK$7,149/mo
▼ 0.25% · 3.875%
HK$117,544
−HK$3,603/mo
Today · 4.125%
HK$121,147
baseline
▲ 0.50% · 4.625%
HK$128,519
+HK$7,372/mo
Deposit HK$10.71M · loan HK$25.00M · min. income ≈ HK$242,294/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,822
−HK$6,852/mo
▼ 0.25% · 3.875%
HK$130,223
−HK$3,451/mo
Today · 4.125%
HK$133,674
baseline
▲ 0.50% · 4.625%
HK$140,720
+HK$7,046/mo
Deposit HK$10.71M · loan HK$25.00M · min. income ≈ HK$267,348/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,569
−HK$9,192/mo
▼ 0.25% · 3.875%
HK$151,129
−HK$4,632/mo
Today · 4.125%
HK$155,761
baseline
▲ 0.50% · 4.625%
HK$165,238
+HK$9,477/mo
Deposit HK$3.57M · loan HK$32.14M · min. income ≈ HK$311,522/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,517,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,057
−HK$8,809/mo
▼ 0.25% · 3.875%
HK$167,430
−HK$4,436/mo
Today · 4.125%
HK$171,866
baseline
▲ 0.50% · 4.625%
HK$180,926
+HK$9,060/mo
Deposit HK$3.57M · loan HK$32.14M · min. income ≈ HK$343,732/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,517,666 · Scale 2, in force from 26 Feb 2026)