LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,432
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$83,965
−HK$2,574/mo
Today · 4.125%
HK$86,539
baseline
▲ 0.50% · 4.625%
HK$91,804
+HK$5,265/mo
Deposit HK$17.86M · loan HK$17.86M · min. income ≈ HK$173,078/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,517,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,593
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$93,022
−HK$2,465/mo
Today · 4.125%
HK$95,487
baseline
▲ 0.50% · 4.625%
HK$100,520
+HK$5,033/mo
Deposit HK$17.86M · loan HK$17.86M · min. income ≈ HK$190,974/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,517,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,719
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$100,758
−HK$3,089/mo
Today · 4.125%
HK$103,847
baseline
▲ 0.50% · 4.625%
HK$110,165
+HK$6,318/mo
Deposit HK$14.28M · loan HK$21.43M · min. income ≈ HK$207,694/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,517,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,711
−HK$5,873/mo
▼ 0.25% · 3.875%
HK$111,627
−HK$2,957/mo
Today · 4.125%
HK$114,584
baseline
▲ 0.50% · 4.625%
HK$120,624
+HK$6,040/mo
Deposit HK$14.28M · loan HK$21.43M · min. income ≈ HK$229,168/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,517,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,005
−HK$7,149/mo
▼ 0.25% · 3.875%
HK$117,551
−HK$3,603/mo
Today · 4.125%
HK$121,154
baseline
▲ 0.50% · 4.625%
HK$128,526
+HK$7,372/mo
Deposit HK$10.71M · loan HK$25.00M · min. income ≈ HK$242,308/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,830
−HK$6,852/mo
▼ 0.25% · 3.875%
HK$130,231
−HK$3,451/mo
Today · 4.125%
HK$133,682
baseline
▲ 0.50% · 4.625%
HK$140,728
+HK$7,046/mo
Deposit HK$10.71M · loan HK$25.00M · min. income ≈ HK$267,364/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,578
−HK$9,192/mo
▼ 0.25% · 3.875%
HK$151,138
−HK$4,632/mo
Today · 4.125%
HK$155,770
baseline
▲ 0.50% · 4.625%
HK$165,248
+HK$9,478/mo
Deposit HK$3.57M · loan HK$32.14M · min. income ≈ HK$311,540/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,517,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,067
−HK$8,810/mo
▼ 0.25% · 3.875%
HK$167,440
−HK$4,437/mo
Today · 4.125%
HK$171,877
baseline
▲ 0.50% · 4.625%
HK$180,937
+HK$9,060/mo
Deposit HK$3.57M · loan HK$32.14M · min. income ≈ HK$343,754/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,517,756 · Scale 2, in force from 26 Feb 2026)