LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,437
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$83,970
−HK$2,574/mo
Today · 4.125%
HK$86,544
baseline
▲ 0.50% · 4.625%
HK$91,810
+HK$5,266/mo
Deposit HK$17.86M · loan HK$17.86M · min. income ≈ HK$173,088/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,517,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,598
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$93,027
−HK$2,465/mo
Today · 4.125%
HK$95,492
baseline
▲ 0.50% · 4.625%
HK$100,526
+HK$5,034/mo
Deposit HK$17.86M · loan HK$17.86M · min. income ≈ HK$190,984/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$1,517,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,724
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$100,764
−HK$3,088/mo
Today · 4.125%
HK$103,852
baseline
▲ 0.50% · 4.625%
HK$110,171
+HK$6,319/mo
Deposit HK$14.29M · loan HK$21.43M · min. income ≈ HK$207,704/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,517,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,717
−HK$5,874/mo
▼ 0.25% · 3.875%
HK$111,633
−HK$2,958/mo
Today · 4.125%
HK$114,591
baseline
▲ 0.50% · 4.625%
HK$120,631
+HK$6,040/mo
Deposit HK$14.29M · loan HK$21.43M · min. income ≈ HK$229,182/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,517,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,011
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$117,558
−HK$3,603/mo
Today · 4.125%
HK$121,161
baseline
▲ 0.50% · 4.625%
HK$128,533
+HK$7,372/mo
Deposit HK$10.71M · loan HK$25.00M · min. income ≈ HK$242,322/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,837
−HK$6,852/mo
▼ 0.25% · 3.875%
HK$130,238
−HK$3,451/mo
Today · 4.125%
HK$133,689
baseline
▲ 0.50% · 4.625%
HK$140,736
+HK$7,047/mo
Deposit HK$10.71M · loan HK$25.00M · min. income ≈ HK$267,378/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,586
−HK$9,192/mo
▼ 0.25% · 3.875%
HK$151,146
−HK$4,632/mo
Today · 4.125%
HK$155,778
baseline
▲ 0.50% · 4.625%
HK$165,257
+HK$9,479/mo
Deposit HK$3.57M · loan HK$32.14M · min. income ≈ HK$311,556/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,517,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,076
−HK$8,810/mo
▼ 0.25% · 3.875%
HK$167,449
−HK$4,437/mo
Today · 4.125%
HK$171,886
baseline
▲ 0.50% · 4.625%
HK$180,947
+HK$9,061/mo
Deposit HK$3.57M · loan HK$32.14M · min. income ≈ HK$343,772/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,517,840 · Scale 2, in force from 26 Feb 2026)