LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,450
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$83,984
−HK$2,574/mo
Today · 4.125%
HK$86,558
baseline
▲ 0.50% · 4.625%
HK$91,825
+HK$5,267/mo
Deposit HK$17.86M · loan HK$17.86M · min. income ≈ HK$173,116/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,518,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,612
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$93,043
−HK$2,465/mo
Today · 4.125%
HK$95,508
baseline
▲ 0.50% · 4.625%
HK$100,542
+HK$5,034/mo
Deposit HK$17.86M · loan HK$17.86M · min. income ≈ HK$191,016/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,518,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,740
−HK$6,129/mo
▼ 0.25% · 3.875%
HK$100,780
−HK$3,089/mo
Today · 4.125%
HK$103,869
baseline
▲ 0.50% · 4.625%
HK$110,190
+HK$6,321/mo
Deposit HK$14.29M · loan HK$21.43M · min. income ≈ HK$207,738/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,518,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,735
−HK$5,875/mo
▼ 0.25% · 3.875%
HK$111,651
−HK$2,959/mo
Today · 4.125%
HK$114,610
baseline
▲ 0.50% · 4.625%
HK$120,651
+HK$6,041/mo
Deposit HK$14.29M · loan HK$21.43M · min. income ≈ HK$229,220/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,518,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,030
−HK$7,151/mo
▼ 0.25% · 3.875%
HK$117,577
−HK$3,604/mo
Today · 4.125%
HK$121,181
baseline
▲ 0.50% · 4.625%
HK$128,554
+HK$7,373/mo
Deposit HK$10.72M · loan HK$25.00M · min. income ≈ HK$242,362/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,518,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,857
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$130,260
−HK$3,451/mo
Today · 4.125%
HK$133,711
baseline
▲ 0.50% · 4.625%
HK$140,759
+HK$7,048/mo
Deposit HK$10.72M · loan HK$25.00M · min. income ≈ HK$267,422/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,518,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,610
−HK$9,194/mo
▼ 0.25% · 3.875%
HK$151,171
−HK$4,633/mo
Today · 4.125%
HK$155,804
baseline
▲ 0.50% · 4.625%
HK$165,284
+HK$9,480/mo
Deposit HK$3.57M · loan HK$32.15M · min. income ≈ HK$311,608/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,102
−HK$8,812/mo
▼ 0.25% · 3.875%
HK$167,477
−HK$4,437/mo
Today · 4.125%
HK$171,914
baseline
▲ 0.50% · 4.625%
HK$180,976
+HK$9,062/mo
Deposit HK$3.57M · loan HK$32.15M · min. income ≈ HK$343,828/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,089 · Scale 2, in force from 26 Feb 2026)