LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,456
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$83,990
−HK$2,574/mo
Today · 4.125%
HK$86,564
baseline
▲ 0.50% · 4.625%
HK$91,832
+HK$5,268/mo
Deposit HK$17.86M · loan HK$17.86M · min. income ≈ HK$173,128/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,518,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,619
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$93,050
−HK$2,465/mo
Today · 4.125%
HK$95,515
baseline
▲ 0.50% · 4.625%
HK$100,550
+HK$5,035/mo
Deposit HK$17.86M · loan HK$17.86M · min. income ≈ HK$191,030/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,518,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,748
−HK$6,129/mo
▼ 0.25% · 3.875%
HK$100,788
−HK$3,089/mo
Today · 4.125%
HK$103,877
baseline
▲ 0.50% · 4.625%
HK$110,198
+HK$6,321/mo
Deposit HK$14.29M · loan HK$21.43M · min. income ≈ HK$207,754/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,518,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,743
−HK$5,875/mo
▼ 0.25% · 3.875%
HK$111,660
−HK$2,958/mo
Today · 4.125%
HK$114,618
baseline
▲ 0.50% · 4.625%
HK$120,660
+HK$6,042/mo
Deposit HK$14.29M · loan HK$21.43M · min. income ≈ HK$229,236/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,518,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,039
−HK$7,151/mo
▼ 0.25% · 3.875%
HK$117,586
−HK$3,604/mo
Today · 4.125%
HK$121,190
baseline
▲ 0.50% · 4.625%
HK$128,564
+HK$7,374/mo
Deposit HK$10.72M · loan HK$25.01M · min. income ≈ HK$242,380/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,518,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,867
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$130,270
−HK$3,451/mo
Today · 4.125%
HK$133,721
baseline
▲ 0.50% · 4.625%
HK$140,770
+HK$7,049/mo
Deposit HK$10.72M · loan HK$25.01M · min. income ≈ HK$267,442/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,518,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,621
−HK$9,195/mo
▼ 0.25% · 3.875%
HK$151,182
−HK$4,634/mo
Today · 4.125%
HK$155,816
baseline
▲ 0.50% · 4.625%
HK$165,297
+HK$9,481/mo
Deposit HK$3.57M · loan HK$32.15M · min. income ≈ HK$311,632/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,115
−HK$8,812/mo
▼ 0.25% · 3.875%
HK$167,489
−HK$4,438/mo
Today · 4.125%
HK$171,927
baseline
▲ 0.50% · 4.625%
HK$180,990
+HK$9,063/mo
Deposit HK$3.57M · loan HK$32.15M · min. income ≈ HK$343,854/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,203 · Scale 2, in force from 26 Feb 2026)