LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,459
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$83,993
−HK$2,574/mo
Today · 4.125%
HK$86,567
baseline
▲ 0.50% · 4.625%
HK$91,834
+HK$5,267/mo
Deposit HK$17.86M · loan HK$17.86M · min. income ≈ HK$173,134/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,518,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,622
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$93,053
−HK$2,465/mo
Today · 4.125%
HK$95,518
baseline
▲ 0.50% · 4.625%
HK$100,553
+HK$5,035/mo
Deposit HK$17.86M · loan HK$17.86M · min. income ≈ HK$191,036/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,518,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,751
−HK$6,129/mo
▼ 0.25% · 3.875%
HK$100,791
−HK$3,089/mo
Today · 4.125%
HK$103,880
baseline
▲ 0.50% · 4.625%
HK$110,201
+HK$6,321/mo
Deposit HK$14.29M · loan HK$21.43M · min. income ≈ HK$207,760/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,518,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,747
−HK$5,875/mo
▼ 0.25% · 3.875%
HK$111,663
−HK$2,959/mo
Today · 4.125%
HK$114,622
baseline
▲ 0.50% · 4.625%
HK$120,664
+HK$6,042/mo
Deposit HK$14.29M · loan HK$21.43M · min. income ≈ HK$229,244/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,518,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,042
−HK$7,152/mo
▼ 0.25% · 3.875%
HK$117,590
−HK$3,604/mo
Today · 4.125%
HK$121,194
baseline
▲ 0.50% · 4.625%
HK$128,568
+HK$7,374/mo
Deposit HK$10.72M · loan HK$25.01M · min. income ≈ HK$242,388/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,518,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,871
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$130,274
−HK$3,451/mo
Today · 4.125%
HK$133,725
baseline
▲ 0.50% · 4.625%
HK$140,774
+HK$7,049/mo
Deposit HK$10.72M · loan HK$25.01M · min. income ≈ HK$267,450/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,518,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,626
−HK$9,195/mo
▼ 0.25% · 3.875%
HK$151,187
−HK$4,634/mo
Today · 4.125%
HK$155,821
baseline
▲ 0.50% · 4.625%
HK$165,302
+HK$9,481/mo
Deposit HK$3.57M · loan HK$32.15M · min. income ≈ HK$311,642/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,120
−HK$8,813/mo
▼ 0.25% · 3.875%
HK$167,495
−HK$4,438/mo
Today · 4.125%
HK$171,933
baseline
▲ 0.50% · 4.625%
HK$180,995
+HK$9,062/mo
Deposit HK$3.57M · loan HK$32.15M · min. income ≈ HK$343,866/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,250 · Scale 2, in force from 26 Feb 2026)