LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,461
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$83,995
−HK$2,574/mo
Today · 4.125%
HK$86,569
baseline
▲ 0.50% · 4.625%
HK$91,837
+HK$5,268/mo
Deposit HK$17.86M · loan HK$17.86M · min. income ≈ HK$173,138/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,518,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,625
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$93,055
−HK$2,466/mo
Today · 4.125%
HK$95,521
baseline
▲ 0.50% · 4.625%
HK$100,556
+HK$5,035/mo
Deposit HK$17.86M · loan HK$17.86M · min. income ≈ HK$191,042/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,518,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,753
−HK$6,130/mo
▼ 0.25% · 3.875%
HK$100,794
−HK$3,089/mo
Today · 4.125%
HK$103,883
baseline
▲ 0.50% · 4.625%
HK$110,204
+HK$6,321/mo
Deposit HK$14.29M · loan HK$21.43M · min. income ≈ HK$207,766/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,518,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,750
−HK$5,875/mo
▼ 0.25% · 3.875%
HK$111,666
−HK$2,959/mo
Today · 4.125%
HK$114,625
baseline
▲ 0.50% · 4.625%
HK$120,667
+HK$6,042/mo
Deposit HK$14.29M · loan HK$21.43M · min. income ≈ HK$229,250/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,518,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,046
−HK$7,151/mo
▼ 0.25% · 3.875%
HK$117,593
−HK$3,604/mo
Today · 4.125%
HK$121,197
baseline
▲ 0.50% · 4.625%
HK$128,572
+HK$7,375/mo
Deposit HK$10.72M · loan HK$25.01M · min. income ≈ HK$242,394/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,518,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,874
−HK$6,855/mo
▼ 0.25% · 3.875%
HK$130,277
−HK$3,452/mo
Today · 4.125%
HK$133,729
baseline
▲ 0.50% · 4.625%
HK$140,778
+HK$7,049/mo
Deposit HK$10.72M · loan HK$25.01M · min. income ≈ HK$267,458/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,518,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,630
−HK$9,195/mo
▼ 0.25% · 3.875%
HK$151,191
−HK$4,634/mo
Today · 4.125%
HK$155,825
baseline
▲ 0.50% · 4.625%
HK$165,307
+HK$9,482/mo
Deposit HK$3.57M · loan HK$32.15M · min. income ≈ HK$311,650/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,124
−HK$8,813/mo
▼ 0.25% · 3.875%
HK$167,499
−HK$4,438/mo
Today · 4.125%
HK$171,937
baseline
▲ 0.50% · 4.625%
HK$181,001
+HK$9,064/mo
Deposit HK$3.57M · loan HK$32.15M · min. income ≈ HK$343,874/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,293 · Scale 2, in force from 26 Feb 2026)