LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,464
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$83,998
−HK$2,575/mo
Today · 4.125%
HK$86,573
baseline
▲ 0.50% · 4.625%
HK$91,840
+HK$5,267/mo
Deposit HK$17.86M · loan HK$17.86M · min. income ≈ HK$173,146/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,518,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,628
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$93,059
−HK$2,465/mo
Today · 4.125%
HK$95,524
baseline
▲ 0.50% · 4.625%
HK$100,560
+HK$5,036/mo
Deposit HK$17.86M · loan HK$17.86M · min. income ≈ HK$191,048/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,518,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,757
−HK$6,130/mo
▼ 0.25% · 3.875%
HK$100,798
−HK$3,089/mo
Today · 4.125%
HK$103,887
baseline
▲ 0.50% · 4.625%
HK$110,208
+HK$6,321/mo
Deposit HK$14.29M · loan HK$21.44M · min. income ≈ HK$207,774/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,518,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,754
−HK$5,875/mo
▼ 0.25% · 3.875%
HK$111,670
−HK$2,959/mo
Today · 4.125%
HK$114,629
baseline
▲ 0.50% · 4.625%
HK$120,671
+HK$6,042/mo
Deposit HK$14.29M · loan HK$21.44M · min. income ≈ HK$229,258/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,518,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,050
−HK$7,152/mo
▼ 0.25% · 3.875%
HK$117,597
−HK$3,605/mo
Today · 4.125%
HK$121,202
baseline
▲ 0.50% · 4.625%
HK$128,577
+HK$7,375/mo
Deposit HK$10.72M · loan HK$25.01M · min. income ≈ HK$242,404/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,518,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,879
−HK$6,855/mo
▼ 0.25% · 3.875%
HK$130,282
−HK$3,452/mo
Today · 4.125%
HK$133,734
baseline
▲ 0.50% · 4.625%
HK$140,783
+HK$7,049/mo
Deposit HK$10.72M · loan HK$25.01M · min. income ≈ HK$267,468/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,518,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,635
−HK$9,196/mo
▼ 0.25% · 3.875%
HK$151,197
−HK$4,634/mo
Today · 4.125%
HK$155,831
baseline
▲ 0.50% · 4.625%
HK$165,313
+HK$9,482/mo
Deposit HK$3.57M · loan HK$32.15M · min. income ≈ HK$311,662/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,130
−HK$8,814/mo
▼ 0.25% · 3.875%
HK$167,505
−HK$4,439/mo
Today · 4.125%
HK$171,944
baseline
▲ 0.50% · 4.625%
HK$181,007
+HK$9,063/mo
Deposit HK$3.57M · loan HK$32.15M · min. income ≈ HK$343,888/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,349 · Scale 2, in force from 26 Feb 2026)