LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,473
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$84,008
−HK$2,574/mo
Today · 4.125%
HK$86,582
baseline
▲ 0.50% · 4.625%
HK$91,851
+HK$5,269/mo
Deposit HK$17.86M · loan HK$17.86M · min. income ≈ HK$173,164/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,518,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,638
−HK$4,897/mo
▼ 0.25% · 3.875%
HK$93,069
−HK$2,466/mo
Today · 4.125%
HK$95,535
baseline
▲ 0.50% · 4.625%
HK$100,571
+HK$5,036/mo
Deposit HK$17.86M · loan HK$17.86M · min. income ≈ HK$191,070/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,518,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,768
−HK$6,131/mo
▼ 0.25% · 3.875%
HK$100,809
−HK$3,090/mo
Today · 4.125%
HK$103,899
baseline
▲ 0.50% · 4.625%
HK$110,221
+HK$6,322/mo
Deposit HK$14.29M · loan HK$21.44M · min. income ≈ HK$207,798/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,518,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,766
−HK$5,876/mo
▼ 0.25% · 3.875%
HK$111,683
−HK$2,959/mo
Today · 4.125%
HK$114,642
baseline
▲ 0.50% · 4.625%
HK$120,685
+HK$6,043/mo
Deposit HK$14.29M · loan HK$21.44M · min. income ≈ HK$229,284/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,518,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,063
−HK$7,152/mo
▼ 0.25% · 3.875%
HK$117,611
−HK$3,604/mo
Today · 4.125%
HK$121,215
baseline
▲ 0.50% · 4.625%
HK$128,591
+HK$7,376/mo
Deposit HK$10.72M · loan HK$25.01M · min. income ≈ HK$242,430/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,518,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,894
−HK$6,855/mo
▼ 0.25% · 3.875%
HK$130,297
−HK$3,452/mo
Today · 4.125%
HK$133,749
baseline
▲ 0.50% · 4.625%
HK$140,799
+HK$7,050/mo
Deposit HK$10.72M · loan HK$25.01M · min. income ≈ HK$267,498/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,518,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,652
−HK$9,196/mo
▼ 0.25% · 3.875%
HK$151,214
−HK$4,634/mo
Today · 4.125%
HK$155,848
baseline
▲ 0.50% · 4.625%
HK$165,331
+HK$9,483/mo
Deposit HK$3.57M · loan HK$32.16M · min. income ≈ HK$311,696/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,149
−HK$8,814/mo
▼ 0.25% · 3.875%
HK$167,524
−HK$4,439/mo
Today · 4.125%
HK$171,963
baseline
▲ 0.50% · 4.625%
HK$181,028
+HK$9,065/mo
Deposit HK$3.57M · loan HK$32.16M · min. income ≈ HK$343,926/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,522 · Scale 2, in force from 26 Feb 2026)