LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,476
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$84,010
−HK$2,575/mo
Today · 4.125%
HK$86,585
baseline
▲ 0.50% · 4.625%
HK$91,854
+HK$5,269/mo
Deposit HK$17.87M · loan HK$17.87M · min. income ≈ HK$173,170/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,518,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,641
−HK$4,897/mo
▼ 0.25% · 3.875%
HK$93,072
−HK$2,466/mo
Today · 4.125%
HK$95,538
baseline
▲ 0.50% · 4.625%
HK$100,574
+HK$5,036/mo
Deposit HK$17.87M · loan HK$17.87M · min. income ≈ HK$191,076/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,518,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,771
−HK$6,131/mo
▼ 0.25% · 3.875%
HK$100,812
−HK$3,090/mo
Today · 4.125%
HK$103,902
baseline
▲ 0.50% · 4.625%
HK$110,224
+HK$6,322/mo
Deposit HK$14.29M · loan HK$21.44M · min. income ≈ HK$207,804/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,518,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,769
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$111,686
−HK$2,960/mo
Today · 4.125%
HK$114,646
baseline
▲ 0.50% · 4.625%
HK$120,689
+HK$6,043/mo
Deposit HK$14.29M · loan HK$21.44M · min. income ≈ HK$229,292/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,518,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,066
−HK$7,153/mo
▼ 0.25% · 3.875%
HK$117,614
−HK$3,605/mo
Today · 4.125%
HK$121,219
baseline
▲ 0.50% · 4.625%
HK$128,595
+HK$7,376/mo
Deposit HK$10.72M · loan HK$25.01M · min. income ≈ HK$242,438/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,518,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,897
−HK$6,856/mo
▼ 0.25% · 3.875%
HK$130,301
−HK$3,452/mo
Today · 4.125%
HK$133,753
baseline
▲ 0.50% · 4.625%
HK$140,804
+HK$7,051/mo
Deposit HK$10.72M · loan HK$25.01M · min. income ≈ HK$267,506/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,518,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,656
−HK$9,197/mo
▼ 0.25% · 3.875%
HK$151,218
−HK$4,635/mo
Today · 4.125%
HK$155,853
baseline
▲ 0.50% · 4.625%
HK$165,336
+HK$9,483/mo
Deposit HK$3.57M · loan HK$32.16M · min. income ≈ HK$311,706/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,154
−HK$8,814/mo
▼ 0.25% · 3.875%
HK$167,529
−HK$4,439/mo
Today · 4.125%
HK$171,968
baseline
▲ 0.50% · 4.625%
HK$181,033
+HK$9,065/mo
Deposit HK$3.57M · loan HK$32.16M · min. income ≈ HK$343,936/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,567 · Scale 2, in force from 26 Feb 2026)