LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,477
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$84,011
−HK$2,575/mo
Today · 4.125%
HK$86,586
baseline
▲ 0.50% · 4.625%
HK$91,854
+HK$5,268/mo
Deposit HK$17.87M · loan HK$17.87M · min. income ≈ HK$173,172/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,518,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,642
−HK$4,897/mo
▼ 0.25% · 3.875%
HK$93,073
−HK$2,466/mo
Today · 4.125%
HK$95,539
baseline
▲ 0.50% · 4.625%
HK$100,575
+HK$5,036/mo
Deposit HK$17.87M · loan HK$17.87M · min. income ≈ HK$191,078/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,518,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,772
−HK$6,131/mo
▼ 0.25% · 3.875%
HK$100,813
−HK$3,090/mo
Today · 4.125%
HK$103,903
baseline
▲ 0.50% · 4.625%
HK$110,225
+HK$6,322/mo
Deposit HK$14.29M · loan HK$21.44M · min. income ≈ HK$207,806/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,518,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,770
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$111,687
−HK$2,960/mo
Today · 4.125%
HK$114,647
baseline
▲ 0.50% · 4.625%
HK$120,690
+HK$6,043/mo
Deposit HK$14.29M · loan HK$21.44M · min. income ≈ HK$229,294/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,518,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,067
−HK$7,153/mo
▼ 0.25% · 3.875%
HK$117,615
−HK$3,605/mo
Today · 4.125%
HK$121,220
baseline
▲ 0.50% · 4.625%
HK$128,596
+HK$7,376/mo
Deposit HK$10.72M · loan HK$25.01M · min. income ≈ HK$242,440/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,518,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,899
−HK$6,855/mo
▼ 0.25% · 3.875%
HK$130,302
−HK$3,452/mo
Today · 4.125%
HK$133,754
baseline
▲ 0.50% · 4.625%
HK$140,805
+HK$7,051/mo
Deposit HK$10.72M · loan HK$25.01M · min. income ≈ HK$267,508/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,518,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,658
−HK$9,196/mo
▼ 0.25% · 3.875%
HK$151,220
−HK$4,634/mo
Today · 4.125%
HK$155,854
baseline
▲ 0.50% · 4.625%
HK$165,338
+HK$9,484/mo
Deposit HK$3.57M · loan HK$32.16M · min. income ≈ HK$311,708/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,155
−HK$8,815/mo
▼ 0.25% · 3.875%
HK$167,531
−HK$4,439/mo
Today · 4.125%
HK$171,970
baseline
▲ 0.50% · 4.625%
HK$181,035
+HK$9,065/mo
Deposit HK$3.57M · loan HK$32.16M · min. income ≈ HK$343,940/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,580 · Scale 2, in force from 26 Feb 2026)