LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,479
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$84,013
−HK$2,575/mo
Today · 4.125%
HK$86,588
baseline
▲ 0.50% · 4.625%
HK$91,857
+HK$5,269/mo
Deposit HK$17.87M · loan HK$17.87M · min. income ≈ HK$173,176/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,518,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,645
−HK$4,897/mo
▼ 0.25% · 3.875%
HK$93,076
−HK$2,466/mo
Today · 4.125%
HK$95,542
baseline
▲ 0.50% · 4.625%
HK$100,578
+HK$5,036/mo
Deposit HK$17.87M · loan HK$17.87M · min. income ≈ HK$191,084/mo (50% DSR)
Upfront cash ≈ HK$19.38M (deposit + AVD stamp duty HK$1,518,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,775
−HK$6,131/mo
▼ 0.25% · 3.875%
HK$100,816
−HK$3,090/mo
Today · 4.125%
HK$103,906
baseline
▲ 0.50% · 4.625%
HK$110,229
+HK$6,323/mo
Deposit HK$14.29M · loan HK$21.44M · min. income ≈ HK$207,812/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,518,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,773
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$111,691
−HK$2,959/mo
Today · 4.125%
HK$114,650
baseline
▲ 0.50% · 4.625%
HK$120,693
+HK$6,043/mo
Deposit HK$14.29M · loan HK$21.44M · min. income ≈ HK$229,300/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,518,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,071
−HK$7,153/mo
▼ 0.25% · 3.875%
HK$117,619
−HK$3,605/mo
Today · 4.125%
HK$121,224
baseline
▲ 0.50% · 4.625%
HK$128,600
+HK$7,376/mo
Deposit HK$10.72M · loan HK$25.01M · min. income ≈ HK$242,448/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,518,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,902
−HK$6,856/mo
▼ 0.25% · 3.875%
HK$130,306
−HK$3,452/mo
Today · 4.125%
HK$133,758
baseline
▲ 0.50% · 4.625%
HK$140,809
+HK$7,051/mo
Deposit HK$10.72M · loan HK$25.01M · min. income ≈ HK$267,516/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,518,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,662
−HK$9,197/mo
▼ 0.25% · 3.875%
HK$151,224
−HK$4,635/mo
Today · 4.125%
HK$155,859
baseline
▲ 0.50% · 4.625%
HK$165,343
+HK$9,484/mo
Deposit HK$3.57M · loan HK$32.16M · min. income ≈ HK$311,718/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,160
−HK$8,815/mo
▼ 0.25% · 3.875%
HK$167,536
−HK$4,439/mo
Today · 4.125%
HK$171,975
baseline
▲ 0.50% · 4.625%
HK$181,040
+HK$9,065/mo
Deposit HK$3.57M · loan HK$32.16M · min. income ≈ HK$343,950/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,626 · Scale 2, in force from 26 Feb 2026)