LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,489
−HK$5,110/mo
▼ 0.25% · 3.875%
HK$84,024
−HK$2,575/mo
Today · 4.125%
HK$86,599
baseline
▲ 0.50% · 4.625%
HK$91,868
+HK$5,269/mo
Deposit HK$17.87M · loan HK$17.87M · min. income ≈ HK$173,198/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,518,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,656
−HK$4,897/mo
▼ 0.25% · 3.875%
HK$93,087
−HK$2,466/mo
Today · 4.125%
HK$95,553
baseline
▲ 0.50% · 4.625%
HK$100,590
+HK$5,037/mo
Deposit HK$17.87M · loan HK$17.87M · min. income ≈ HK$191,106/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,518,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,787
−HK$6,132/mo
▼ 0.25% · 3.875%
HK$100,828
−HK$3,091/mo
Today · 4.125%
HK$103,919
baseline
▲ 0.50% · 4.625%
HK$110,242
+HK$6,323/mo
Deposit HK$14.29M · loan HK$21.44M · min. income ≈ HK$207,838/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,518,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,787
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$111,704
−HK$2,960/mo
Today · 4.125%
HK$114,664
baseline
▲ 0.50% · 4.625%
HK$120,708
+HK$6,044/mo
Deposit HK$14.29M · loan HK$21.44M · min. income ≈ HK$229,328/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,518,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,084
−HK$7,155/mo
▼ 0.25% · 3.875%
HK$117,633
−HK$3,606/mo
Today · 4.125%
HK$121,239
baseline
▲ 0.50% · 4.625%
HK$128,616
+HK$7,377/mo
Deposit HK$10.72M · loan HK$25.02M · min. income ≈ HK$242,478/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,518,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,918
−HK$6,857/mo
▼ 0.25% · 3.875%
HK$130,322
−HK$3,453/mo
Today · 4.125%
HK$133,775
baseline
▲ 0.50% · 4.625%
HK$140,826
+HK$7,051/mo
Deposit HK$10.72M · loan HK$25.02M · min. income ≈ HK$267,550/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,518,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,680
−HK$9,198/mo
▼ 0.25% · 3.875%
HK$151,243
−HK$4,635/mo
Today · 4.125%
HK$155,878
baseline
▲ 0.50% · 4.625%
HK$165,363
+HK$9,485/mo
Deposit HK$3.57M · loan HK$32.16M · min. income ≈ HK$311,756/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,180
−HK$8,816/mo
▼ 0.25% · 3.875%
HK$167,556
−HK$4,440/mo
Today · 4.125%
HK$171,996
baseline
▲ 0.50% · 4.625%
HK$181,062
+HK$9,066/mo
Deposit HK$3.57M · loan HK$32.16M · min. income ≈ HK$343,992/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,811 · Scale 2, in force from 26 Feb 2026)