LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,497
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$84,032
−HK$2,576/mo
Today · 4.125%
HK$86,608
baseline
▲ 0.50% · 4.625%
HK$91,878
+HK$5,270/mo
Deposit HK$17.87M · loan HK$17.87M · min. income ≈ HK$173,216/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,518,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,665
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$93,096
−HK$2,467/mo
Today · 4.125%
HK$95,563
baseline
▲ 0.50% · 4.625%
HK$100,600
+HK$5,037/mo
Deposit HK$17.87M · loan HK$17.87M · min. income ≈ HK$191,126/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,518,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,796
−HK$6,133/mo
▼ 0.25% · 3.875%
HK$100,839
−HK$3,090/mo
Today · 4.125%
HK$103,929
baseline
▲ 0.50% · 4.625%
HK$110,253
+HK$6,324/mo
Deposit HK$14.30M · loan HK$21.44M · min. income ≈ HK$207,858/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,518,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,798
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$111,716
−HK$2,960/mo
Today · 4.125%
HK$114,676
baseline
▲ 0.50% · 4.625%
HK$120,720
+HK$6,044/mo
Deposit HK$14.30M · loan HK$21.44M · min. income ≈ HK$229,352/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,518,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,096
−HK$7,155/mo
▼ 0.25% · 3.875%
HK$117,645
−HK$3,606/mo
Today · 4.125%
HK$121,251
baseline
▲ 0.50% · 4.625%
HK$128,629
+HK$7,378/mo
Deposit HK$10.72M · loan HK$25.02M · min. income ≈ HK$242,502/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,518,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,931
−HK$6,857/mo
▼ 0.25% · 3.875%
HK$130,335
−HK$3,453/mo
Today · 4.125%
HK$133,788
baseline
▲ 0.50% · 4.625%
HK$140,840
+HK$7,052/mo
Deposit HK$10.72M · loan HK$25.02M · min. income ≈ HK$267,576/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,518,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,695
−HK$9,199/mo
▼ 0.25% · 3.875%
HK$151,258
−HK$4,636/mo
Today · 4.125%
HK$155,894
baseline
▲ 0.50% · 4.625%
HK$165,380
+HK$9,486/mo
Deposit HK$3.57M · loan HK$32.17M · min. income ≈ HK$311,788/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,196
−HK$8,817/mo
▼ 0.25% · 3.875%
HK$167,573
−HK$4,440/mo
Today · 4.125%
HK$172,013
baseline
▲ 0.50% · 4.625%
HK$181,080
+HK$9,067/mo
Deposit HK$3.57M · loan HK$32.17M · min. income ≈ HK$344,026/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,518,964 · Scale 2, in force from 26 Feb 2026)