LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,503
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$84,038
−HK$2,576/mo
Today · 4.125%
HK$86,614
baseline
▲ 0.50% · 4.625%
HK$91,884
+HK$5,270/mo
Deposit HK$17.87M · loan HK$17.87M · min. income ≈ HK$173,228/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,519,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,671
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$93,103
−HK$2,466/mo
Today · 4.125%
HK$95,569
baseline
▲ 0.50% · 4.625%
HK$100,607
+HK$5,038/mo
Deposit HK$17.87M · loan HK$17.87M · min. income ≈ HK$191,138/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,519,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,803
−HK$6,133/mo
▼ 0.25% · 3.875%
HK$100,845
−HK$3,091/mo
Today · 4.125%
HK$103,936
baseline
▲ 0.50% · 4.625%
HK$110,261
+HK$6,325/mo
Deposit HK$14.30M · loan HK$21.45M · min. income ≈ HK$207,872/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,805
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$111,723
−HK$2,960/mo
Today · 4.125%
HK$114,683
baseline
▲ 0.50% · 4.625%
HK$120,728
+HK$6,045/mo
Deposit HK$14.30M · loan HK$21.45M · min. income ≈ HK$229,366/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,104
−HK$7,155/mo
▼ 0.25% · 3.875%
HK$117,653
−HK$3,606/mo
Today · 4.125%
HK$121,259
baseline
▲ 0.50% · 4.625%
HK$128,637
+HK$7,378/mo
Deposit HK$10.72M · loan HK$25.02M · min. income ≈ HK$242,518/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,519,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,939
−HK$6,858/mo
▼ 0.25% · 3.875%
HK$130,344
−HK$3,453/mo
Today · 4.125%
HK$133,797
baseline
▲ 0.50% · 4.625%
HK$140,850
+HK$7,053/mo
Deposit HK$10.72M · loan HK$25.02M · min. income ≈ HK$267,594/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,519,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,705
−HK$9,199/mo
▼ 0.25% · 3.875%
HK$151,268
−HK$4,636/mo
Today · 4.125%
HK$155,904
baseline
▲ 0.50% · 4.625%
HK$165,391
+HK$9,487/mo
Deposit HK$3.57M · loan HK$32.17M · min. income ≈ HK$311,808/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,519,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,207
−HK$8,818/mo
▼ 0.25% · 3.875%
HK$167,585
−HK$4,440/mo
Today · 4.125%
HK$172,025
baseline
▲ 0.50% · 4.625%
HK$181,093
+HK$9,068/mo
Deposit HK$3.57M · loan HK$32.17M · min. income ≈ HK$344,050/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,519,067 · Scale 2, in force from 26 Feb 2026)