LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,506
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$84,041
−HK$2,576/mo
Today · 4.125%
HK$86,617
baseline
▲ 0.50% · 4.625%
HK$91,888
+HK$5,271/mo
Deposit HK$17.87M · loan HK$17.87M · min. income ≈ HK$173,234/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,519,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,675
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$93,106
−HK$2,467/mo
Today · 4.125%
HK$95,573
baseline
▲ 0.50% · 4.625%
HK$100,611
+HK$5,038/mo
Deposit HK$17.87M · loan HK$17.87M · min. income ≈ HK$191,146/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,519,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,807
−HK$6,133/mo
▼ 0.25% · 3.875%
HK$100,849
−HK$3,091/mo
Today · 4.125%
HK$103,940
baseline
▲ 0.50% · 4.625%
HK$110,265
+HK$6,325/mo
Deposit HK$14.30M · loan HK$21.45M · min. income ≈ HK$207,880/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,809
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$111,728
−HK$2,960/mo
Today · 4.125%
HK$114,688
baseline
▲ 0.50% · 4.625%
HK$120,733
+HK$6,045/mo
Deposit HK$14.30M · loan HK$21.45M · min. income ≈ HK$229,376/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,108
−HK$7,156/mo
▼ 0.25% · 3.875%
HK$117,658
−HK$3,606/mo
Today · 4.125%
HK$121,264
baseline
▲ 0.50% · 4.625%
HK$128,643
+HK$7,379/mo
Deposit HK$10.72M · loan HK$25.02M · min. income ≈ HK$242,528/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,519,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,944
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$130,349
−HK$3,454/mo
Today · 4.125%
HK$133,803
baseline
▲ 0.50% · 4.625%
HK$140,856
+HK$7,053/mo
Deposit HK$10.72M · loan HK$25.02M · min. income ≈ HK$267,606/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,519,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,711
−HK$9,200/mo
▼ 0.25% · 3.875%
HK$151,274
−HK$4,637/mo
Today · 4.125%
HK$155,911
baseline
▲ 0.50% · 4.625%
HK$165,398
+HK$9,487/mo
Deposit HK$3.57M · loan HK$32.17M · min. income ≈ HK$311,822/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,519,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,214
−HK$8,818/mo
▼ 0.25% · 3.875%
HK$167,591
−HK$4,441/mo
Today · 4.125%
HK$172,032
baseline
▲ 0.50% · 4.625%
HK$181,100
+HK$9,068/mo
Deposit HK$3.57M · loan HK$32.17M · min. income ≈ HK$344,064/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,519,129 · Scale 2, in force from 26 Feb 2026)