LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,508
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$84,043
−HK$2,576/mo
Today · 4.125%
HK$86,619
baseline
▲ 0.50% · 4.625%
HK$91,890
+HK$5,271/mo
Deposit HK$17.87M · loan HK$17.87M · min. income ≈ HK$173,238/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,519,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,677
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$93,108
−HK$2,468/mo
Today · 4.125%
HK$95,576
baseline
▲ 0.50% · 4.625%
HK$100,613
+HK$5,037/mo
Deposit HK$17.87M · loan HK$17.87M · min. income ≈ HK$191,152/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,519,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,809
−HK$6,134/mo
▼ 0.25% · 3.875%
HK$100,852
−HK$3,091/mo
Today · 4.125%
HK$103,943
baseline
▲ 0.50% · 4.625%
HK$110,267
+HK$6,324/mo
Deposit HK$14.30M · loan HK$21.45M · min. income ≈ HK$207,886/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,812
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$111,730
−HK$2,961/mo
Today · 4.125%
HK$114,691
baseline
▲ 0.50% · 4.625%
HK$120,736
+HK$6,045/mo
Deposit HK$14.30M · loan HK$21.45M · min. income ≈ HK$229,382/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,111
−HK$7,156/mo
▼ 0.25% · 3.875%
HK$117,660
−HK$3,607/mo
Today · 4.125%
HK$121,267
baseline
▲ 0.50% · 4.625%
HK$128,645
+HK$7,378/mo
Deposit HK$10.72M · loan HK$25.02M · min. income ≈ HK$242,534/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,519,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,947
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$130,352
−HK$3,454/mo
Today · 4.125%
HK$133,806
baseline
▲ 0.50% · 4.625%
HK$140,859
+HK$7,053/mo
Deposit HK$10.72M · loan HK$25.02M · min. income ≈ HK$267,612/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,519,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,714
−HK$9,200/mo
▼ 0.25% · 3.875%
HK$151,278
−HK$4,636/mo
Today · 4.125%
HK$155,914
baseline
▲ 0.50% · 4.625%
HK$165,401
+HK$9,487/mo
Deposit HK$3.57M · loan HK$32.17M · min. income ≈ HK$311,828/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,519,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,218
−HK$8,818/mo
▼ 0.25% · 3.875%
HK$167,595
−HK$4,441/mo
Today · 4.125%
HK$172,036
baseline
▲ 0.50% · 4.625%
HK$181,104
+HK$9,068/mo
Deposit HK$3.57M · loan HK$32.17M · min. income ≈ HK$344,072/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,519,162 · Scale 2, in force from 26 Feb 2026)