LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,518
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$84,054
−HK$2,576/mo
Today · 4.125%
HK$86,630
baseline
▲ 0.50% · 4.625%
HK$91,902
+HK$5,272/mo
Deposit HK$17.87M · loan HK$17.87M · min. income ≈ HK$173,260/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,519,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,688
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$93,121
−HK$2,467/mo
Today · 4.125%
HK$95,588
baseline
▲ 0.50% · 4.625%
HK$100,627
+HK$5,039/mo
Deposit HK$17.87M · loan HK$17.87M · min. income ≈ HK$191,176/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,519,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,822
−HK$6,134/mo
▼ 0.25% · 3.875%
HK$100,865
−HK$3,091/mo
Today · 4.125%
HK$103,956
baseline
▲ 0.50% · 4.625%
HK$110,282
+HK$6,326/mo
Deposit HK$14.30M · loan HK$21.45M · min. income ≈ HK$207,912/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,826
−HK$5,880/mo
▼ 0.25% · 3.875%
HK$111,745
−HK$2,961/mo
Today · 4.125%
HK$114,706
baseline
▲ 0.50% · 4.625%
HK$120,752
+HK$6,046/mo
Deposit HK$14.30M · loan HK$21.45M · min. income ≈ HK$229,412/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,126
−HK$7,156/mo
▼ 0.25% · 3.875%
HK$117,676
−HK$3,606/mo
Today · 4.125%
HK$121,282
baseline
▲ 0.50% · 4.625%
HK$128,662
+HK$7,380/mo
Deposit HK$10.72M · loan HK$25.02M · min. income ≈ HK$242,564/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,519,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,964
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$130,369
−HK$3,454/mo
Today · 4.125%
HK$133,823
baseline
▲ 0.50% · 4.625%
HK$140,877
+HK$7,054/mo
Deposit HK$10.72M · loan HK$25.02M · min. income ≈ HK$267,646/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,519,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,733
−HK$9,201/mo
▼ 0.25% · 3.875%
HK$151,297
−HK$4,637/mo
Today · 4.125%
HK$155,934
baseline
▲ 0.50% · 4.625%
HK$165,423
+HK$9,489/mo
Deposit HK$3.57M · loan HK$32.17M · min. income ≈ HK$311,868/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,519,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,239
−HK$8,819/mo
▼ 0.25% · 3.875%
HK$167,617
−HK$4,441/mo
Today · 4.125%
HK$172,058
baseline
▲ 0.50% · 4.625%
HK$181,128
+HK$9,070/mo
Deposit HK$3.57M · loan HK$32.17M · min. income ≈ HK$344,116/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,519,360 · Scale 2, in force from 26 Feb 2026)