LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,520
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$84,056
−HK$2,576/mo
Today · 4.125%
HK$86,632
baseline
▲ 0.50% · 4.625%
HK$91,904
+HK$5,272/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$173,264/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,519,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,690
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$93,123
−HK$2,467/mo
Today · 4.125%
HK$95,590
baseline
▲ 0.50% · 4.625%
HK$100,629
+HK$5,039/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$191,180/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,519,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,824
−HK$6,135/mo
▼ 0.25% · 3.875%
HK$100,867
−HK$3,092/mo
Today · 4.125%
HK$103,959
baseline
▲ 0.50% · 4.625%
HK$110,284
+HK$6,325/mo
Deposit HK$14.30M · loan HK$21.45M · min. income ≈ HK$207,918/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,829
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$111,747
−HK$2,961/mo
Today · 4.125%
HK$114,708
baseline
▲ 0.50% · 4.625%
HK$120,755
+HK$6,047/mo
Deposit HK$14.30M · loan HK$21.45M · min. income ≈ HK$229,416/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,128
−HK$7,157/mo
▼ 0.25% · 3.875%
HK$117,678
−HK$3,607/mo
Today · 4.125%
HK$121,285
baseline
▲ 0.50% · 4.625%
HK$128,665
+HK$7,380/mo
Deposit HK$10.73M · loan HK$25.03M · min. income ≈ HK$242,570/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,519,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,967
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$130,372
−HK$3,454/mo
Today · 4.125%
HK$133,826
baseline
▲ 0.50% · 4.625%
HK$140,880
+HK$7,054/mo
Deposit HK$10.73M · loan HK$25.03M · min. income ≈ HK$267,652/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,519,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,736
−HK$9,202/mo
▼ 0.25% · 3.875%
HK$151,301
−HK$4,637/mo
Today · 4.125%
HK$155,938
baseline
▲ 0.50% · 4.625%
HK$165,427
+HK$9,489/mo
Deposit HK$3.58M · loan HK$32.18M · min. income ≈ HK$311,876/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,519,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,243
−HK$8,819/mo
▼ 0.25% · 3.875%
HK$167,621
−HK$4,441/mo
Today · 4.125%
HK$172,062
baseline
▲ 0.50% · 4.625%
HK$181,132
+HK$9,070/mo
Deposit HK$3.58M · loan HK$32.18M · min. income ≈ HK$344,124/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,519,395 · Scale 2, in force from 26 Feb 2026)