LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,521
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$84,057
−HK$2,576/mo
Today · 4.125%
HK$86,633
baseline
▲ 0.50% · 4.625%
HK$91,905
+HK$5,272/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$173,266/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,519,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,692
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$93,124
−HK$2,467/mo
Today · 4.125%
HK$95,591
baseline
▲ 0.50% · 4.625%
HK$100,630
+HK$5,039/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$191,182/mo (50% DSR)
Upfront cash ≈ HK$19.39M (deposit + AVD stamp duty HK$1,519,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,825
−HK$6,135/mo
▼ 0.25% · 3.875%
HK$100,868
−HK$3,092/mo
Today · 4.125%
HK$103,960
baseline
▲ 0.50% · 4.625%
HK$110,286
+HK$6,326/mo
Deposit HK$14.30M · loan HK$21.45M · min. income ≈ HK$207,920/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,830
−HK$5,880/mo
▼ 0.25% · 3.875%
HK$111,749
−HK$2,961/mo
Today · 4.125%
HK$114,710
baseline
▲ 0.50% · 4.625%
HK$120,756
+HK$6,046/mo
Deposit HK$14.30M · loan HK$21.45M · min. income ≈ HK$229,420/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,130
−HK$7,157/mo
▼ 0.25% · 3.875%
HK$117,680
−HK$3,607/mo
Today · 4.125%
HK$121,287
baseline
▲ 0.50% · 4.625%
HK$128,667
+HK$7,380/mo
Deposit HK$10.73M · loan HK$25.03M · min. income ≈ HK$242,574/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,519,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,968
−HK$6,860/mo
▼ 0.25% · 3.875%
HK$130,373
−HK$3,455/mo
Today · 4.125%
HK$133,828
baseline
▲ 0.50% · 4.625%
HK$140,882
+HK$7,054/mo
Deposit HK$10.73M · loan HK$25.03M · min. income ≈ HK$267,656/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,519,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,738
−HK$9,202/mo
▼ 0.25% · 3.875%
HK$151,303
−HK$4,637/mo
Today · 4.125%
HK$155,940
baseline
▲ 0.50% · 4.625%
HK$165,429
+HK$9,489/mo
Deposit HK$3.58M · loan HK$32.18M · min. income ≈ HK$311,880/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,519,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,245
−HK$8,819/mo
▼ 0.25% · 3.875%
HK$167,623
−HK$4,441/mo
Today · 4.125%
HK$172,064
baseline
▲ 0.50% · 4.625%
HK$181,134
+HK$9,070/mo
Deposit HK$3.58M · loan HK$32.18M · min. income ≈ HK$344,128/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,519,413 · Scale 2, in force from 26 Feb 2026)