LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,526
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$84,062
−HK$2,576/mo
Today · 4.125%
HK$86,638
baseline
▲ 0.50% · 4.625%
HK$91,910
+HK$5,272/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$173,276/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,519,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,697
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$93,129
−HK$2,468/mo
Today · 4.125%
HK$95,597
baseline
▲ 0.50% · 4.625%
HK$100,636
+HK$5,039/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$191,194/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,519,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,831
−HK$6,135/mo
▼ 0.25% · 3.875%
HK$100,874
−HK$3,092/mo
Today · 4.125%
HK$103,966
baseline
▲ 0.50% · 4.625%
HK$110,292
+HK$6,326/mo
Deposit HK$14.30M · loan HK$21.45M · min. income ≈ HK$207,932/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,836
−HK$5,880/mo
▼ 0.25% · 3.875%
HK$111,755
−HK$2,961/mo
Today · 4.125%
HK$114,716
baseline
▲ 0.50% · 4.625%
HK$120,763
+HK$6,047/mo
Deposit HK$14.30M · loan HK$21.45M · min. income ≈ HK$229,432/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,136
−HK$7,157/mo
▼ 0.25% · 3.875%
HK$117,686
−HK$3,607/mo
Today · 4.125%
HK$121,293
baseline
▲ 0.50% · 4.625%
HK$128,674
+HK$7,381/mo
Deposit HK$10.73M · loan HK$25.03M · min. income ≈ HK$242,586/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,519,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,975
−HK$6,860/mo
▼ 0.25% · 3.875%
HK$130,381
−HK$3,454/mo
Today · 4.125%
HK$133,835
baseline
▲ 0.50% · 4.625%
HK$140,890
+HK$7,055/mo
Deposit HK$10.73M · loan HK$25.03M · min. income ≈ HK$267,670/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,519,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,746
−HK$9,203/mo
▼ 0.25% · 3.875%
HK$151,311
−HK$4,638/mo
Today · 4.125%
HK$155,949
baseline
▲ 0.50% · 4.625%
HK$165,438
+HK$9,489/mo
Deposit HK$3.58M · loan HK$32.18M · min. income ≈ HK$311,898/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,519,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,254
−HK$8,820/mo
▼ 0.25% · 3.875%
HK$167,632
−HK$4,442/mo
Today · 4.125%
HK$172,074
baseline
▲ 0.50% · 4.625%
HK$181,144
+HK$9,070/mo
Deposit HK$3.58M · loan HK$32.18M · min. income ≈ HK$344,148/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,519,500 · Scale 2, in force from 26 Feb 2026)