LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,527
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$84,063
−HK$2,577/mo
Today · 4.125%
HK$86,640
baseline
▲ 0.50% · 4.625%
HK$91,911
+HK$5,271/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$173,280/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,519,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,698
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$93,131
−HK$2,467/mo
Today · 4.125%
HK$95,598
baseline
▲ 0.50% · 4.625%
HK$100,637
+HK$5,039/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$191,196/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,519,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,833
−HK$6,135/mo
▼ 0.25% · 3.875%
HK$100,876
−HK$3,092/mo
Today · 4.125%
HK$103,968
baseline
▲ 0.50% · 4.625%
HK$110,294
+HK$6,326/mo
Deposit HK$14.30M · loan HK$21.45M · min. income ≈ HK$207,936/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,838
−HK$5,880/mo
▼ 0.25% · 3.875%
HK$111,757
−HK$2,961/mo
Today · 4.125%
HK$114,718
baseline
▲ 0.50% · 4.625%
HK$120,765
+HK$6,047/mo
Deposit HK$14.30M · loan HK$21.45M · min. income ≈ HK$229,436/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,138
−HK$7,157/mo
▼ 0.25% · 3.875%
HK$117,688
−HK$3,607/mo
Today · 4.125%
HK$121,295
baseline
▲ 0.50% · 4.625%
HK$128,676
+HK$7,381/mo
Deposit HK$10.73M · loan HK$25.03M · min. income ≈ HK$242,590/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,519,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,977
−HK$6,861/mo
▼ 0.25% · 3.875%
HK$130,383
−HK$3,455/mo
Today · 4.125%
HK$133,838
baseline
▲ 0.50% · 4.625%
HK$140,892
+HK$7,054/mo
Deposit HK$10.73M · loan HK$25.03M · min. income ≈ HK$267,676/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,519,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,749
−HK$9,202/mo
▼ 0.25% · 3.875%
HK$151,314
−HK$4,637/mo
Today · 4.125%
HK$155,951
baseline
▲ 0.50% · 4.625%
HK$165,441
+HK$9,490/mo
Deposit HK$3.58M · loan HK$32.18M · min. income ≈ HK$311,902/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,519,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,257
−HK$8,820/mo
▼ 0.25% · 3.875%
HK$167,635
−HK$4,442/mo
Today · 4.125%
HK$172,077
baseline
▲ 0.50% · 4.625%
HK$181,147
+HK$9,070/mo
Deposit HK$3.58M · loan HK$32.18M · min. income ≈ HK$344,154/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$1,519,524 · Scale 2, in force from 26 Feb 2026)