LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,539
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$84,076
−HK$2,576/mo
Today · 4.125%
HK$86,652
baseline
▲ 0.50% · 4.625%
HK$91,925
+HK$5,273/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$173,304/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,519,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,712
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$93,144
−HK$2,468/mo
Today · 4.125%
HK$95,612
baseline
▲ 0.50% · 4.625%
HK$100,652
+HK$5,040/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$191,224/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,519,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,847
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$100,891
−HK$3,092/mo
Today · 4.125%
HK$103,983
baseline
▲ 0.50% · 4.625%
HK$110,310
+HK$6,327/mo
Deposit HK$14.30M · loan HK$21.46M · min. income ≈ HK$207,966/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,854
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$111,773
−HK$2,962/mo
Today · 4.125%
HK$114,735
baseline
▲ 0.50% · 4.625%
HK$120,783
+HK$6,048/mo
Deposit HK$14.30M · loan HK$21.46M · min. income ≈ HK$229,470/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,155
−HK$7,158/mo
▼ 0.25% · 3.875%
HK$117,706
−HK$3,607/mo
Today · 4.125%
HK$121,313
baseline
▲ 0.50% · 4.625%
HK$128,695
+HK$7,382/mo
Deposit HK$10.73M · loan HK$25.03M · min. income ≈ HK$242,626/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,519,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,996
−HK$6,861/mo
▼ 0.25% · 3.875%
HK$130,402
−HK$3,455/mo
Today · 4.125%
HK$133,857
baseline
▲ 0.50% · 4.625%
HK$140,913
+HK$7,056/mo
Deposit HK$10.73M · loan HK$25.03M · min. income ≈ HK$267,714/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,519,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,771
−HK$9,203/mo
▼ 0.25% · 3.875%
HK$151,336
−HK$4,638/mo
Today · 4.125%
HK$155,974
baseline
▲ 0.50% · 4.625%
HK$165,465
+HK$9,491/mo
Deposit HK$3.58M · loan HK$32.18M · min. income ≈ HK$311,948/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,519,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,281
−HK$8,821/mo
▼ 0.25% · 3.875%
HK$167,660
−HK$4,442/mo
Today · 4.125%
HK$172,102
baseline
▲ 0.50% · 4.625%
HK$181,174
+HK$9,072/mo
Deposit HK$3.58M · loan HK$32.18M · min. income ≈ HK$344,204/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,519,748 · Scale 2, in force from 26 Feb 2026)