LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,545
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$84,082
−HK$2,577/mo
Today · 4.125%
HK$86,659
baseline
▲ 0.50% · 4.625%
HK$91,932
+HK$5,273/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$173,318/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,519,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,718
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$93,151
−HK$2,468/mo
Today · 4.125%
HK$95,619
baseline
▲ 0.50% · 4.625%
HK$100,659
+HK$5,040/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$191,238/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,519,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,854
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$100,898
−HK$3,092/mo
Today · 4.125%
HK$103,990
baseline
▲ 0.50% · 4.625%
HK$110,318
+HK$6,328/mo
Deposit HK$14.30M · loan HK$21.46M · min. income ≈ HK$207,980/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,862
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$111,781
−HK$2,962/mo
Today · 4.125%
HK$114,743
baseline
▲ 0.50% · 4.625%
HK$120,791
+HK$6,048/mo
Deposit HK$14.30M · loan HK$21.46M · min. income ≈ HK$229,486/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,163
−HK$7,159/mo
▼ 0.25% · 3.875%
HK$117,714
−HK$3,608/mo
Today · 4.125%
HK$121,322
baseline
▲ 0.50% · 4.625%
HK$128,704
+HK$7,382/mo
Deposit HK$10.73M · loan HK$25.03M · min. income ≈ HK$242,644/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,519,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,005
−HK$6,862/mo
▼ 0.25% · 3.875%
HK$130,411
−HK$3,456/mo
Today · 4.125%
HK$133,867
baseline
▲ 0.50% · 4.625%
HK$140,923
+HK$7,056/mo
Deposit HK$10.73M · loan HK$25.03M · min. income ≈ HK$267,734/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,519,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,781
−HK$9,204/mo
▼ 0.25% · 3.875%
HK$151,347
−HK$4,638/mo
Today · 4.125%
HK$155,985
baseline
▲ 0.50% · 4.625%
HK$165,477
+HK$9,492/mo
Deposit HK$3.58M · loan HK$32.19M · min. income ≈ HK$311,970/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,519,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,292
−HK$8,823/mo
▼ 0.25% · 3.875%
HK$167,672
−HK$4,443/mo
Today · 4.125%
HK$172,115
baseline
▲ 0.50% · 4.625%
HK$181,187
+HK$9,072/mo
Deposit HK$3.58M · loan HK$32.19M · min. income ≈ HK$344,230/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,519,857 · Scale 2, in force from 26 Feb 2026)