LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,546
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$84,083
−HK$2,577/mo
Today · 4.125%
HK$86,660
baseline
▲ 0.50% · 4.625%
HK$91,933
+HK$5,273/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$173,320/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,519,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,720
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$93,153
−HK$2,468/mo
Today · 4.125%
HK$95,621
baseline
▲ 0.50% · 4.625%
HK$100,661
+HK$5,040/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$191,242/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,519,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,856
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$100,900
−HK$3,092/mo
Today · 4.125%
HK$103,992
baseline
▲ 0.50% · 4.625%
HK$110,320
+HK$6,328/mo
Deposit HK$14.30M · loan HK$21.46M · min. income ≈ HK$207,984/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,863
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$111,783
−HK$2,962/mo
Today · 4.125%
HK$114,745
baseline
▲ 0.50% · 4.625%
HK$120,793
+HK$6,048/mo
Deposit HK$14.30M · loan HK$21.46M · min. income ≈ HK$229,490/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,519,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,165
−HK$7,159/mo
▼ 0.25% · 3.875%
HK$117,716
−HK$3,608/mo
Today · 4.125%
HK$121,324
baseline
▲ 0.50% · 4.625%
HK$128,706
+HK$7,382/mo
Deposit HK$10.73M · loan HK$25.03M · min. income ≈ HK$242,648/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,519,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,007
−HK$6,862/mo
▼ 0.25% · 3.875%
HK$130,414
−HK$3,455/mo
Today · 4.125%
HK$133,869
baseline
▲ 0.50% · 4.625%
HK$140,926
+HK$7,057/mo
Deposit HK$10.73M · loan HK$25.03M · min. income ≈ HK$267,738/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,519,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,784
−HK$9,204/mo
▼ 0.25% · 3.875%
HK$151,349
−HK$4,639/mo
Today · 4.125%
HK$155,988
baseline
▲ 0.50% · 4.625%
HK$165,480
+HK$9,492/mo
Deposit HK$3.58M · loan HK$32.19M · min. income ≈ HK$311,976/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,519,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,295
−HK$8,823/mo
▼ 0.25% · 3.875%
HK$167,675
−HK$4,443/mo
Today · 4.125%
HK$172,118
baseline
▲ 0.50% · 4.625%
HK$181,190
+HK$9,072/mo
Deposit HK$3.58M · loan HK$32.19M · min. income ≈ HK$344,236/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,519,883 · Scale 2, in force from 26 Feb 2026)