LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,549
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$84,085
−HK$2,578/mo
Today · 4.125%
HK$86,663
baseline
▲ 0.50% · 4.625%
HK$91,936
+HK$5,273/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$173,326/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,519,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,722
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,155
−HK$2,469/mo
Today · 4.125%
HK$95,624
baseline
▲ 0.50% · 4.625%
HK$100,664
+HK$5,040/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$191,248/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,519,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,858
−HK$6,137/mo
▼ 0.25% · 3.875%
HK$100,902
−HK$3,093/mo
Today · 4.125%
HK$103,995
baseline
▲ 0.50% · 4.625%
HK$110,323
+HK$6,328/mo
Deposit HK$14.31M · loan HK$21.46M · min. income ≈ HK$207,990/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,519,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,867
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$111,786
−HK$2,962/mo
Today · 4.125%
HK$114,748
baseline
▲ 0.50% · 4.625%
HK$120,797
+HK$6,049/mo
Deposit HK$14.31M · loan HK$21.46M · min. income ≈ HK$229,496/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,519,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,168
−HK$7,160/mo
▼ 0.25% · 3.875%
HK$117,719
−HK$3,609/mo
Today · 4.125%
HK$121,328
baseline
▲ 0.50% · 4.625%
HK$128,710
+HK$7,382/mo
Deposit HK$10.73M · loan HK$25.03M · min. income ≈ HK$242,656/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,519,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,011
−HK$6,862/mo
▼ 0.25% · 3.875%
HK$130,417
−HK$3,456/mo
Today · 4.125%
HK$133,873
baseline
▲ 0.50% · 4.625%
HK$140,930
+HK$7,057/mo
Deposit HK$10.73M · loan HK$25.03M · min. income ≈ HK$267,746/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,519,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,788
−HK$9,205/mo
▼ 0.25% · 3.875%
HK$151,354
−HK$4,639/mo
Today · 4.125%
HK$155,993
baseline
▲ 0.50% · 4.625%
HK$165,484
+HK$9,491/mo
Deposit HK$3.58M · loan HK$32.19M · min. income ≈ HK$311,986/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,519,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,300
−HK$8,822/mo
▼ 0.25% · 3.875%
HK$167,679
−HK$4,443/mo
Today · 4.125%
HK$172,122
baseline
▲ 0.50% · 4.625%
HK$181,195
+HK$9,073/mo
Deposit HK$3.58M · loan HK$32.19M · min. income ≈ HK$344,244/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,519,926 · Scale 2, in force from 26 Feb 2026)