LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,551
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$84,087
−HK$2,578/mo
Today · 4.125%
HK$86,665
baseline
▲ 0.50% · 4.625%
HK$91,938
+HK$5,273/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$173,330/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,519,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,724
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,157
−HK$2,469/mo
Today · 4.125%
HK$95,626
baseline
▲ 0.50% · 4.625%
HK$100,666
+HK$5,040/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$191,252/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,519,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,861
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$100,905
−HK$3,092/mo
Today · 4.125%
HK$103,997
baseline
▲ 0.50% · 4.625%
HK$110,325
+HK$6,328/mo
Deposit HK$14.31M · loan HK$21.46M · min. income ≈ HK$207,994/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,519,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,869
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$111,789
−HK$2,962/mo
Today · 4.125%
HK$114,751
baseline
▲ 0.50% · 4.625%
HK$120,800
+HK$6,049/mo
Deposit HK$14.31M · loan HK$21.46M · min. income ≈ HK$229,502/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,519,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,171
−HK$7,159/mo
▼ 0.25% · 3.875%
HK$117,722
−HK$3,608/mo
Today · 4.125%
HK$121,330
baseline
▲ 0.50% · 4.625%
HK$128,713
+HK$7,383/mo
Deposit HK$10.73M · loan HK$25.03M · min. income ≈ HK$242,660/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,519,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,014
−HK$6,862/mo
▼ 0.25% · 3.875%
HK$130,420
−HK$3,456/mo
Today · 4.125%
HK$133,876
baseline
▲ 0.50% · 4.625%
HK$140,933
+HK$7,057/mo
Deposit HK$10.73M · loan HK$25.03M · min. income ≈ HK$267,752/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,519,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,791
−HK$9,205/mo
▼ 0.25% · 3.875%
HK$151,357
−HK$4,639/mo
Today · 4.125%
HK$155,996
baseline
▲ 0.50% · 4.625%
HK$165,488
+HK$9,492/mo
Deposit HK$3.58M · loan HK$32.19M · min. income ≈ HK$311,992/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,519,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,304
−HK$8,822/mo
▼ 0.25% · 3.875%
HK$167,683
−HK$4,443/mo
Today · 4.125%
HK$172,126
baseline
▲ 0.50% · 4.625%
HK$181,199
+HK$9,073/mo
Deposit HK$3.58M · loan HK$32.19M · min. income ≈ HK$344,252/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,519,961 · Scale 2, in force from 26 Feb 2026)