LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,555
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$84,092
−HK$2,577/mo
Today · 4.125%
HK$86,669
baseline
▲ 0.50% · 4.625%
HK$91,943
+HK$5,274/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$173,338/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,520,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,729
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,163
−HK$2,468/mo
Today · 4.125%
HK$95,631
baseline
▲ 0.50% · 4.625%
HK$100,672
+HK$5,041/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$191,262/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,520,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,866
−HK$6,137/mo
▼ 0.25% · 3.875%
HK$100,910
−HK$3,093/mo
Today · 4.125%
HK$104,003
baseline
▲ 0.50% · 4.625%
HK$110,332
+HK$6,329/mo
Deposit HK$14.31M · loan HK$21.46M · min. income ≈ HK$208,006/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,875
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$111,795
−HK$2,962/mo
Today · 4.125%
HK$114,757
baseline
▲ 0.50% · 4.625%
HK$120,806
+HK$6,049/mo
Deposit HK$14.31M · loan HK$21.46M · min. income ≈ HK$229,514/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,177
−HK$7,160/mo
▼ 0.25% · 3.875%
HK$117,729
−HK$3,608/mo
Today · 4.125%
HK$121,337
baseline
▲ 0.50% · 4.625%
HK$128,720
+HK$7,383/mo
Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$242,674/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,021
−HK$6,863/mo
▼ 0.25% · 3.875%
HK$130,428
−HK$3,456/mo
Today · 4.125%
HK$133,884
baseline
▲ 0.50% · 4.625%
HK$140,941
+HK$7,057/mo
Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$267,768/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,799
−HK$9,206/mo
▼ 0.25% · 3.875%
HK$151,366
−HK$4,639/mo
Today · 4.125%
HK$156,005
baseline
▲ 0.50% · 4.625%
HK$165,498
+HK$9,493/mo
Deposit HK$3.58M · loan HK$32.19M · min. income ≈ HK$312,010/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,313
−HK$8,823/mo
▼ 0.25% · 3.875%
HK$167,693
−HK$4,443/mo
Today · 4.125%
HK$172,136
baseline
▲ 0.50% · 4.625%
HK$181,210
+HK$9,074/mo
Deposit HK$3.58M · loan HK$32.19M · min. income ≈ HK$344,272/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,048 · Scale 2, in force from 26 Feb 2026)