LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,560
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$84,097
−HK$2,577/mo
Today · 4.125%
HK$86,674
baseline
▲ 0.50% · 4.625%
HK$91,948
+HK$5,274/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$173,348/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,520,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,734
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,168
−HK$2,468/mo
Today · 4.125%
HK$95,636
baseline
▲ 0.50% · 4.625%
HK$100,678
+HK$5,042/mo
Deposit HK$17.88M · loan HK$17.88M · min. income ≈ HK$191,272/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$1,520,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,872
−HK$6,137/mo
▼ 0.25% · 3.875%
HK$100,916
−HK$3,093/mo
Today · 4.125%
HK$104,009
baseline
▲ 0.50% · 4.625%
HK$110,338
+HK$6,329/mo
Deposit HK$14.31M · loan HK$21.46M · min. income ≈ HK$208,018/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,881
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$111,801
−HK$2,963/mo
Today · 4.125%
HK$114,764
baseline
▲ 0.50% · 4.625%
HK$120,813
+HK$6,049/mo
Deposit HK$14.31M · loan HK$21.46M · min. income ≈ HK$229,528/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,184
−HK$7,160/mo
▼ 0.25% · 3.875%
HK$117,735
−HK$3,609/mo
Today · 4.125%
HK$121,344
baseline
▲ 0.50% · 4.625%
HK$128,727
+HK$7,383/mo
Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$242,688/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,028
−HK$6,863/mo
▼ 0.25% · 3.875%
HK$130,435
−HK$3,456/mo
Today · 4.125%
HK$133,891
baseline
▲ 0.50% · 4.625%
HK$140,949
+HK$7,058/mo
Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$267,782/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,807
−HK$9,207/mo
▼ 0.25% · 3.875%
HK$151,374
−HK$4,640/mo
Today · 4.125%
HK$156,014
baseline
▲ 0.50% · 4.625%
HK$165,507
+HK$9,493/mo
Deposit HK$3.58M · loan HK$32.19M · min. income ≈ HK$312,028/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,322
−HK$8,824/mo
▼ 0.25% · 3.875%
HK$167,702
−HK$4,444/mo
Today · 4.125%
HK$172,146
baseline
▲ 0.50% · 4.625%
HK$181,220
+HK$9,074/mo
Deposit HK$3.58M · loan HK$32.19M · min. income ≈ HK$344,292/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,130 · Scale 2, in force from 26 Feb 2026)