LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,569
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$84,106
−HK$2,578/mo
Today · 4.125%
HK$86,684
baseline
▲ 0.50% · 4.625%
HK$91,959
+HK$5,275/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$173,368/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,745
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,178
−HK$2,469/mo
Today · 4.125%
HK$95,647
baseline
▲ 0.50% · 4.625%
HK$100,689
+HK$5,042/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$191,294/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,883
−HK$6,138/mo
▼ 0.25% · 3.875%
HK$100,928
−HK$3,093/mo
Today · 4.125%
HK$104,021
baseline
▲ 0.50% · 4.625%
HK$110,350
+HK$6,329/mo
Deposit HK$14.31M · loan HK$21.46M · min. income ≈ HK$208,042/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,894
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$111,814
−HK$2,963/mo
Today · 4.125%
HK$114,777
baseline
▲ 0.50% · 4.625%
HK$120,827
+HK$6,050/mo
Deposit HK$14.31M · loan HK$21.46M · min. income ≈ HK$229,554/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,197
−HK$7,161/mo
▼ 0.25% · 3.875%
HK$117,749
−HK$3,609/mo
Today · 4.125%
HK$121,358
baseline
▲ 0.50% · 4.625%
HK$128,742
+HK$7,384/mo
Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$242,716/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,043
−HK$6,863/mo
▼ 0.25% · 3.875%
HK$130,450
−HK$3,456/mo
Today · 4.125%
HK$133,906
baseline
▲ 0.50% · 4.625%
HK$140,965
+HK$7,059/mo
Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$267,812/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,824
−HK$9,207/mo
▼ 0.25% · 3.875%
HK$151,391
−HK$4,640/mo
Today · 4.125%
HK$156,031
baseline
▲ 0.50% · 4.625%
HK$165,526
+HK$9,495/mo
Deposit HK$3.58M · loan HK$32.19M · min. income ≈ HK$312,062/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,341
−HK$8,824/mo
▼ 0.25% · 3.875%
HK$167,721
−HK$4,444/mo
Today · 4.125%
HK$172,165
baseline
▲ 0.50% · 4.625%
HK$181,240
+HK$9,075/mo
Deposit HK$3.58M · loan HK$32.19M · min. income ≈ HK$344,330/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,305 · Scale 2, in force from 26 Feb 2026)