LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,571
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$84,108
−HK$2,578/mo
Today · 4.125%
HK$86,686
baseline
▲ 0.50% · 4.625%
HK$91,961
+HK$5,275/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$173,372/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,747
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,180
−HK$2,469/mo
Today · 4.125%
HK$95,649
baseline
▲ 0.50% · 4.625%
HK$100,691
+HK$5,042/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$191,298/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,885
−HK$6,138/mo
▼ 0.25% · 3.875%
HK$100,930
−HK$3,093/mo
Today · 4.125%
HK$104,023
baseline
▲ 0.50% · 4.625%
HK$110,353
+HK$6,330/mo
Deposit HK$14.31M · loan HK$21.46M · min. income ≈ HK$208,046/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,896
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$111,817
−HK$2,962/mo
Today · 4.125%
HK$114,779
baseline
▲ 0.50% · 4.625%
HK$120,829
+HK$6,050/mo
Deposit HK$14.31M · loan HK$21.46M · min. income ≈ HK$229,558/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,199
−HK$7,161/mo
▼ 0.25% · 3.875%
HK$117,751
−HK$3,609/mo
Today · 4.125%
HK$121,360
baseline
▲ 0.50% · 4.625%
HK$128,745
+HK$7,385/mo
Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$242,720/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,045
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$130,453
−HK$3,456/mo
Today · 4.125%
HK$133,909
baseline
▲ 0.50% · 4.625%
HK$140,968
+HK$7,059/mo
Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$267,818/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,827
−HK$9,208/mo
▼ 0.25% · 3.875%
HK$151,395
−HK$4,640/mo
Today · 4.125%
HK$156,035
baseline
▲ 0.50% · 4.625%
HK$165,529
+HK$9,494/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$312,070/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,344
−HK$8,825/mo
▼ 0.25% · 3.875%
HK$167,725
−HK$4,444/mo
Today · 4.125%
HK$172,169
baseline
▲ 0.50% · 4.625%
HK$181,244
+HK$9,075/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$344,338/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,337 · Scale 2, in force from 26 Feb 2026)