LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,572
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$84,109
−HK$2,578/mo
Today · 4.125%
HK$86,687
baseline
▲ 0.50% · 4.625%
HK$91,962
+HK$5,275/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$173,374/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,748
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,181
−HK$2,469/mo
Today · 4.125%
HK$95,650
baseline
▲ 0.50% · 4.625%
HK$100,692
+HK$5,042/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$191,300/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,886
−HK$6,138/mo
▼ 0.25% · 3.875%
HK$100,931
−HK$3,093/mo
Today · 4.125%
HK$104,024
baseline
▲ 0.50% · 4.625%
HK$110,354
+HK$6,330/mo
Deposit HK$14.31M · loan HK$21.46M · min. income ≈ HK$208,048/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,897
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$111,818
−HK$2,963/mo
Today · 4.125%
HK$114,781
baseline
▲ 0.50% · 4.625%
HK$120,831
+HK$6,050/mo
Deposit HK$14.31M · loan HK$21.46M · min. income ≈ HK$229,562/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,200
−HK$7,162/mo
▼ 0.25% · 3.875%
HK$117,753
−HK$3,609/mo
Today · 4.125%
HK$121,362
baseline
▲ 0.50% · 4.625%
HK$128,746
+HK$7,384/mo
Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$242,724/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,047
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$130,454
−HK$3,457/mo
Today · 4.125%
HK$133,911
baseline
▲ 0.50% · 4.625%
HK$140,969
+HK$7,058/mo
Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$267,822/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,829
−HK$9,207/mo
▼ 0.25% · 3.875%
HK$151,396
−HK$4,640/mo
Today · 4.125%
HK$156,036
baseline
▲ 0.50% · 4.625%
HK$165,531
+HK$9,495/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$312,072/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,346
−HK$8,825/mo
▼ 0.25% · 3.875%
HK$167,727
−HK$4,444/mo
Today · 4.125%
HK$172,171
baseline
▲ 0.50% · 4.625%
HK$181,246
+HK$9,075/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$344,342/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,353 · Scale 2, in force from 26 Feb 2026)