LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,574
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$84,111
−HK$2,578/mo
Today · 4.125%
HK$86,689
baseline
▲ 0.50% · 4.625%
HK$91,964
+HK$5,275/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$173,378/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,750
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$93,184
−HK$2,469/mo
Today · 4.125%
HK$95,653
baseline
▲ 0.50% · 4.625%
HK$100,695
+HK$5,042/mo
Deposit HK$17.89M · loan HK$17.89M · min. income ≈ HK$191,306/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,520,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,888
−HK$6,139/mo
▼ 0.25% · 3.875%
HK$100,933
−HK$3,094/mo
Today · 4.125%
HK$104,027
baseline
▲ 0.50% · 4.625%
HK$110,356
+HK$6,329/mo
Deposit HK$14.31M · loan HK$21.46M · min. income ≈ HK$208,054/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,900
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$111,820
−HK$2,963/mo
Today · 4.125%
HK$114,783
baseline
▲ 0.50% · 4.625%
HK$120,834
+HK$6,051/mo
Deposit HK$14.31M · loan HK$21.46M · min. income ≈ HK$229,566/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,520,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,203
−HK$7,161/mo
▼ 0.25% · 3.875%
HK$117,755
−HK$3,609/mo
Today · 4.125%
HK$121,364
baseline
▲ 0.50% · 4.625%
HK$128,749
+HK$7,385/mo
Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$242,728/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,050
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$130,457
−HK$3,457/mo
Today · 4.125%
HK$133,914
baseline
▲ 0.50% · 4.625%
HK$140,972
+HK$7,058/mo
Deposit HK$10.73M · loan HK$25.04M · min. income ≈ HK$267,828/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,520,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,832
−HK$9,208/mo
▼ 0.25% · 3.875%
HK$151,400
−HK$4,640/mo
Today · 4.125%
HK$156,040
baseline
▲ 0.50% · 4.625%
HK$165,535
+HK$9,495/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$312,080/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,350
−HK$8,825/mo
▼ 0.25% · 3.875%
HK$167,730
−HK$4,445/mo
Today · 4.125%
HK$172,175
baseline
▲ 0.50% · 4.625%
HK$181,250
+HK$9,075/mo
Deposit HK$3.58M · loan HK$32.20M · min. income ≈ HK$344,350/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$1,520,389 · Scale 2, in force from 26 Feb 2026)